401 Elgin St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 401 Elgin St, Cherry Valley, IL 61016 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,322 sqft · built 1891
Lot Size0.213 acres (9,266 sqft)
Owner2 Individual Names on File
Flood ZoneZone X (minimal risk)
APN253A003

Property Details

APN / Parcel Number

Primary APN253A003
Alternative APN
  • 1601251001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,322 sqft Living Area
Gross Area3,754 sqft
1st Floor Area1,445 sqft
Basement Area432 sqft

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,266 sqft (0.213 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number253A003
Street Address401 ELGIN ST
CityCHERRY VALLEY
StateIL
Zip61016-9494
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAWRENCES ADD TO CHERRY VALLEY LOT 003
Legal SubdivisionLAWRENCES ADD TO CHERRY VALLEY
Legal Lot Number003
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group2
Census Block2005
Census Tract3705

Owner

Source: Winnebago County records · APN 253A003

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address561 BOWDEN DR, CLARKSVILLE, TN 37043-1629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 09, 2025
Transfer Doc0000008251
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2025$49,103 Land $11,484 Building $37,619$147,309 Land $34,452 Building $112,857

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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