St. Clair County property record for 314 E Washington St, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 480 sqft · built 1897 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,500 (Feb 2020) |
| Tax Bill | $3,076 (2024) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Apr 2018 Mortgage |
| APN | 04-29-0-123-017 |
| Primary APN | 04-29-0-123-017 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 480 sqft Living Area |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 384 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|
| Street Address | 314 E WASHINGTON ST |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENNS ADD TO O FALLON LOT/SEC-82 DOC A02642742 |
| Legal Subdivision | PENNS ADD |
| Legal Block | 123 |
| Legal Lot Number | 82 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 504351 |
Source: St. Clair County records · APN 04-29-0-123-017
Assessment roll updated August 28, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 E WASHINGTON ST, O FALLON, IL 62269-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2020 | Warranty Deed, Transfer · FHA Mortgage CITIZENS NAT'L BK/GREATER ST L |
| Apr 20, 2018 | Deed of Trust, Mortgage · VA Mortgage US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on Record |
| Deed Sale | Feb 19, 2020 · Amount on Record |
| Prior Sale | Mar 06, 2013 · Amount on Record |
| Deed Document Number | 20202642742 |
| Prior Transfer Date | Dec 07, 2009 |
| Prior Transfer Doc | 00A2216977 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Feb 19, 2020 |
| Property Address | 314 E WASHINGTON ST, O FALLON, IL 62269-1429 |
| Document Number | 00A2642742 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 2642742 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2020 |
| Title Company | ADVANCED TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3633 BLOW ST ST LOUIS MO 631164001, ST LOUIS, MO 63116-4001 |
| Document Number | A2642743 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2642743 |
| Name | CITIZENS NAT'L BK/GREATER ST L |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63143 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 314 E WASHINGTON ST, O FALLON, IL 62269-1429 |
| Document Number | 00A2574229 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2018 |
| Name | Verified Name |
|---|---|
| Address | 314 E WASHINGTON ST O FALLON IL 622691429, O FALLON, IL 62269-1429 |
| Document Number | 00A2574229 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 2574229 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2048 |
| Rate | 4.75% |
|---|
Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,076.00 | $48,209 (+22.55%) Land $4,358 Building $43,851 | $144,627 (+22.55%) Land $13,074 Building $131,553 |
| 2022 | $39,338 Land $3,556 Building $35,782 | $118,014 Land $10,668 Building $107,346 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Delta Communications, Verizon, WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 460 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | O FALLON serves 46,603 people |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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