401 E St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 401 E St, Cayucos, CA 93430 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,670 sqft Living Area
Lot Size11,039 sqft (0.253 acres)
Tax Bill$2,027.00 (2025)

Property Details

APN / Parcel Number

Primary APN064-035-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,670 sqft Living Area

Exterior

Year BuiltBuilt 1982
Construction TypeWood Construction
Lot Area11,039 sqft (0.253 acres)
Parking Spaces2 Parking Spaces
TopographyOther Topography

Location & Zoning

Street Address401 E ST
CityCAYUCOS
StateCA
Zip93430-1141
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTN CAY BL 5 PTN LTS 17 & 18 & PTN ABD RD
Legal SubdivisionTOWN/CAYUCOS
Legal Block5
Legal Lot Number17,18 18
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionNORTH COAST
Census Blockgroup1
Census Block1012
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-035-030

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3208 DOLBEER ST, EUREKA, CA 95503-5632
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Line of Credit
STIFEL BANK & TRUST
Apr 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 07, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
STIFEL BK&TR
Jan 13, 2017Deed of Trust, Mortgage · Line of Credit
STIFEL BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleApr 15, 2019
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address401 E ST, CAYUCOS, CA 93430-1141
Transaction TypeMortgage
Record UpdatedDec 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077873
DateNov 23, 2021
Instrument2021077873
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 15, 2019
Property Address401 E ST, CAYUCOS, CA 93430-1141
Document Number0000013411
Instrument DateMar 20, 2019
Instrument13411
Transaction TypeTransfer
Record UpdatedApr 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address401 E ST CAYUCOS CA 934301141, CAYUCOS, CA 93430-1141

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 15, 2019
Property Address401 E ST, CAYUCOS, CA 93430-1141
Document Number0000013412
Instrument DateMar 20, 2019
Instrument13412
Transaction TypeTransfer
Record UpdatedApr 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address401 E ST CAYUCOS CA 934301141, CAYUCOS, CA 93430-1141

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 15, 2019
Property Address401 E ST, CAYUCOS, CA 93430-1141
Document Number0000013410
Instrument DateMar 20, 2019
Instrument13410
Transaction TypeTransfer
Record UpdatedApr 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address401 E ST CAYUCOS CA 934301141, CAYUCOS, CA 93430-1141

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address401 E ST, CAYUCOS, CA 93430-1141
Document Number0000006839
Instrument DateFeb 07, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address401 E ST CAYUCOS CA 934301141, CAYUCOS, CA 93430-1141

Mortgage

Document Number0000006839
DateFeb 14, 2017
Instrument6839
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueFeb 13, 2037

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address401 E ST, CAYUCOS, CA 93430-1141
Document Number0000011074
Instrument DateJan 13, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address401 E ST CAYUCOS CA 934301141, CAYUCOS, CA 93430-1141

Mortgage

Document Number0000011074
DateMar 10, 2017
Instrument11074
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 09, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,027.00 (+2.17%)$182,559 (+4.04%) Land $20,597 Building $161,962
2023$1,984.00 (+5.87%)$175,473 Land $19,799 Building $155,674
2022$1,874.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 74% of the US · above 50% of California
Wildfire LikelihoodAbout 1 in 223 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E St

Nearby Streets

Search Property Records by Address or Parcel Number