San Luis Obispo County property record for 194 E St, Cayucos, CA 93430 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1949 |
| Square Footage | 2,519 sqft Living Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,933,000 (2023) |
| Tax Bill | $20,512.00 (2025) |
| Primary APN | 064-117-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,519 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 3,485 sqft (0.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Topography | Other Topography |
| Street Address | 194 E ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1145 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MORRO RK VW 3 PTN BL 3 |
| Legal Subdivision | MORROW ROCK VIEW 03 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-117-018
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 194 E ST, CAYUCOS, CA 93430-1145 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Oct 12, 2023 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Nov 18, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 09, 2020 | Quit Claim Deed, Transfer PRIME LNDG |
| Mar 23, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Mar 23, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Mar 23, 2018 | Grant Deed, Transfer PRIME LNDG |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Jun 03, 2025 |
| Deed Doc Number | 0000029984 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 12, 2023 |
| Property Address | 194 E ST, CAYUCOS, CA 93430-1145 |
| Document Number | 0000029984 |
| Map Reference | MB 3 PG 101 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023029984 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1235 FUTURA LN, ARROYO GRANDE, CA 93420-5927 |
| Document Number | 0000029985 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023029985 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 194 E ST, CAYUCOS, CA 93430-1145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000024175 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 2019024175 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 194 E ST, CAYUCOS, CA 93430-1145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 223, KING CITY, CA 93930-0223 |
| Document Number | 0000067287 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020067287 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 09, 2020 |
| Property Address | 194 E ST, CAYUCOS, CA 93430-1145 |
| Document Number | 0000034425 |
| Instrument Date | Jul 01, 2020 |
| Instrument | 34425 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 223 KING CITY CA 939300223, KING CITY, CA 93930-0223 |
| Document Number | 34426 |
|---|---|
| Date | Jul 09, 2020 |
| Instrument | 34426 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 08, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 23, 2018 |
| Property Address | 194 E ST, CAYUCOS, CA 93430-1145 |
| Document Number | 0000011459 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 11459 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 223 KING CITY CA 939300223, KING CITY, CA 93930-0223 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 23, 2018 |
| Property Address | 194 E ST, CAYUCOS, CA 93430-1145 |
| Document Number | 0000011457 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 11457 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 223 KING CITY CA 939300223, KING CITY, CA 93930-0223 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 23, 2018 |
| Property Address | 194 E ST, CAYUCOS, CA 93430-1145 |
| Document Number | 0000011458 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 11458 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $257.95 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 223 KING CITY CA 939300223, KING CITY, CA 93930-0223 |
| Document Number | 11460 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 11460 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 22, 2048 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $20,512.00 (+212.54%) | $1,971,660 (+219.93%) Land $1,122,000 Building $849,660 |
| 2023 | $6,563.00 (+1.75%) Homeowner's exemption | $616,286 Land $227,348 Building $388,938 |
| 2022 | $6,450.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 63% of the US · above 38% of California |
|---|---|
| Wildfire Likelihood | About 1 in 503 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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