401 E Ross St, Saint Pauls, NC 28384 Property Records

Robeson County property record for 401 E Ross St, Saint Pauls, NC 28384

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$832 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`381602036`

Property Details

APN / Parcel Number

Primary APN	`381602036`
Alternative APNs	`21177001` `1226643`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Finished Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Crossed Walls
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	75 ft deep x 148 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Deck Area	256 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1226643
Street Address	401 E ROSS ST
City	SAINT PAULS
State	NC
Zip	28384-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 111 ROBESON TEXTILE
Legal Subdivision	ROBESON TEXTILES INC
Legal Lot Number	111
Jurisdiction	ROBESON NC
Township / Civil Division	ST. PAULS
Census Block Group	3
Census Block	3043
Census Tract	960102

Owner

Source: Robeson County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 E STACK ST, SAINT PAULS, NC 28384-1936
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SANDRA CAIN
Mar 31, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBESON NC
Recording Date	Apr 11, 2023
Property Address	401 E ROSS ST, SAINT PAULS, NC 28384-1927
Document Number	002397/241
Book / Page	2397 / 241
Map Reference	MB 7 PG 3
Instrument Date	Apr 10, 2023
Instrument	2023003311
Transaction Type	Transfer
Record Updated	Apr 20, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19127 US HIGHWAY 301 N, SAINT PAULS, NC 28384-7423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 E STACK STRCCT, SAINT PAULS, NC 28384

Mortgage

Document Number	2023003312
Date	Apr 11, 2023
Instrument	2023003312

Lender

Name	SANDRA CAIN
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Apr 1, 2029

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROBESON NC
Recording Date	Mar 31, 2022
Property Address	401 E ROSS ST, SAINT PAULS, NC 28384-1927
Document Number	002339/515
Book / Page	2339 / 515
Map Reference	MB 7 PG 3
Instrument Date	Mar 25, 2022
Instrument	2022003190
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19217 US HIGHWAY 301 N, 19217, SAINT PAULS, NC 28384-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	401 E ROSS ST, SAINT PAULS, NC 28384-1927

Tax Assessment & Valuation

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Municipality	St. Pauls Town
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$832.00 (+61.55%)	$100,300 (+49.93%) Land $8,400 Building $91,900	$100,300 (+49.93%) Land $8,400 Building $91,900
2023	$515.00	$66,900 (-) Land $7,600 Building $59,300	$66,900 (-) Land $7,600 Building $59,300
2022	$515.00	$66,900 Land $7,600 Building $59,300	$66,900 Land $7,600 Building $59,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAINT PAULS serves 2,385 people · EPA ID NC0378030
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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