400 E Ross St, Saint Pauls, NC 28384 Property Records

Robeson County property record for 400 E Ross St, Saint Pauls, NC 28384

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,241 sqft · built 2006
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,500 (Dec 2022)
Tax Bill	$1,052 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38160204101`

Property Details

APN / Parcel Number

Primary APN	`38160204101`
Alternative APNs	`1002944` `1223729`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,241 sqft Finished Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Lot Area	56,628 sqft (1.3 acres)
Porch	Slab
Deck Area	72 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1223729
Street Address	400 E ROSS ST
City	SAINT PAULS
State	NC
Zip	28384-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LTS 122 123 ROBESON TEXT
Legal Lot Number	122-123
Jurisdiction	ROBESON NC
Township / Civil Division	ST. PAULS
Census Block Group	3
Census Block	3041
Census Tract	960102

Owner

Source: Robeson County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 E ROSS ST, SAINT PAULS, NC 28384-1928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	202212299
Deed Book / Page	2381 / 449
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBESON NC
Recording Date	Dec 21, 2022
Property Address	400 E ROSS ST, SAINT PAULS, NC 28384-1928
Document Number	002381/449
Book / Page	2381 / 449
Map Reference	MB 7 PG 3
Instrument Date	Nov 28, 2022
Instrument	2022012299
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6427 RUTHERGLEN DR, FAYETTEVILLE, NC 28304-3928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E ROSS ST, SAINT PAULS, NC 28384-1928

Mortgage

Document Number	2022012300
Date	Dec 21, 2022
Instrument	2022012300

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Municipality	St. Pauls Town
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,052.00 (+37.16%)	$129,600 (+29.99%) Land $8,400 Building $121,200	$129,600 (+29.99%) Land $8,400 Building $121,200
2023	$767.00 (+4.21%)	$99,700 (+4.18%) Land $7,600 Building $92,100	$99,700 (+4.18%) Land $7,600 Building $92,100
2022	$736.00	$95,700 Land $7,600 Building $88,100	$95,700 Land $7,600 Building $88,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAINT PAULS serves 2,385 people · EPA ID NC0378030
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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