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401 E Richardson St, Gallatin, MO 64640 Property Records

Daviess County property record for 401 E Richardson St, Gallatin, MO 64640 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,562 sqft · built 1940
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Tax Bill$819 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN15-4.2-20-2-24-10

Property Details

APN / Parcel Number

Primary APN15-4.2-20-2-24-10

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,562 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions125 ft deep x 120 ft wide
Garage TypeMixed
Garage Area504 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area119 sqft
Deck Area117 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address401 E RICHARDSON ST
CityGALLATIN
StateMO
Zip64640-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL LOTS 11 & 12 IN BLOCK 4 IN JULIA A RICHARDSON'S SUB-DIVISION OF OUT LOT 11 IN GALLATIN, MISSOURI. SUBJECT TO ANY EASEMENT
Legal SubdivisionJULIA A RICHARDSON'S SUB-DIVISION
Legal Block4
Legal Lot Number11-12
JurisdictionDAVIESS MO
Township / Civil DivisionUNION
Census Block Group4
Census Block4042
Census Tract470200

Owner

Source: Daviess County records · APN 15-4.2-20-2-24-10

Assessment roll updated May 31, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 E RICHARDSON ST, GALLATIN, MO 64640-1425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 29, 2002
Deed SaleJul 29, 2002
Deed Document Number0000030297
Record UpdatedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS MO
Property Address401 E RICHARDSON ST, GALLATIN, MO 64640-1425
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0284/0021
DateAug 02, 2017
Book Page0284/0021
Lender
NameFARMERS STATE BANK
TypeSeller
AddressCAMERON, MO 64429
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider

Tax Assessment & Valuation

Source: Daviess County records · Assessment roll updated May 31, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMissouri
CountyDaviess County
County SubdivisionUnion Township
MunicipalityGallatin City
Unified School DistrictGallatin R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$819.00 (+11.13%)$11,523 (+14.84%) Land $1,151 Building $10,372$60,650 (+14.85%) Land $6,060 Building $54,590
2023$737.00$10,034 Land $922 Building $9,112$52,810 Land $4,850 Building $47,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Daviess County (29061C), updated September 29, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290614702004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1993)
Most Recent ClaimJul 1993, rainfall accumulation, Severe Storms & Flooding
Claims By Storm
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 23% of Missouri
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mid-States ServicesFiber2,000 / 2,000
Uniti GroupDSL200 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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