302 E Richardson St, Gallatin, MO 64640 Property Records

Daviess County property record for 302 E Richardson St, Gallatin, MO 64640 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,555 sqft · built 1955
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$143,796 (Jul 2022)
Tax Bill	$953 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-4.2-20-3-01-06`

Property Details

APN / Parcel Number

Primary APN	`15-4.2-20-3-01-06`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,555 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	648 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	161 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	302 E RICHARDSON ST
City	GALLATIN
State	MO
Zip	64640-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 3 AND THE W2 OF LOT 2 IN BLOCK 1 OF ALEXANDER ADDITION TO THE CITY OF GALLATIN, MISSOURI.
Legal Range	27W
Legal Township	59N
Legal Section	20
Legal Subdivision	ALEXANDER ADDITION
Legal Block	1
Legal Lot Number	3,2
Jurisdiction	DAVIESS MO
Township / Civil Division	UNION
Census Block Group	4
Census Block	4044
Census Tract	470200

Owner

Source: Daviess County records · APN 15-4.2-20-3-01-06

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	302 E RICHARDSON ST, GALLATIN, MO 64640-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Apr 05, 2022
Deed Document Number	20221300
Deed Book / Page	401 / 103
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIESS MO
Recording Date	Jun 22, 2026
Property Address	302 E RICHARDSON ST, GALLATIN, MO 64640-1424
Document Number	0000001079
Book / Page	417 / 346
Instrument Date	Jun 16, 2026
Instrument	20261079
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E RICHARDSON ST, GALLATIN, MO 64640-1424

Mortgage

Document Number	0000001080,
Date	Jun 22, 2026
Instrument	20261080

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Daviess County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Daviess County
County Subdivision	Union Township
Municipality	Gallatin City
Unified School District	Gallatin R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00 (+4.5%)	$13,406 (+7.97%) Land $872 Building $12,534	$70,560 (+7.97%) Land $4,590 Building $65,970
2023	$912.00	$12,416 Land $697 Building $11,719	$65,350 Land $3,670 Building $61,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Daviess County (29061C), updated September 29, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 23% of Missouri
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.