Kandiyohi County property record for 401 E Rd S, Atwater, MN 56209
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,320 sqft · built 2019 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Apr 2012) |
| Tax Bill | $4,234 (2026) |
| Deeds & Mortgages | Nov 2022 Transfer Oct 2019 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-912-0810 |
| Primary APN | 40-912-0810 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Total Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Pole Barn | 576 sqft |
| Street Address | 401 EAST RD S |
|---|---|
| City | ATWATER |
| State | MN |
| Zip | 56209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART SW14 OF NW14 COM AT A PT E FROM A PT ON W BDRY LINE OF SEC 12, 28 RODS N OF SW COR OF NW14, SAID LINE BEING PAR WITH |
| Legal Range | 033 |
| Legal Township | 119 |
| Legal Section | 12 |
| Jurisdiction | KANDIYOHI MN |
| Township / Civil Division | ATWATER |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 781100 |
Source: Kandiyohi County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 552, ATWATER, MN 56209-0552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Intrafamily Transfer, Transfer |
| Oct 4, 2019 | Deed of Trust, Mortgage · Construction Mortgage HARVEST BANK |
| Apr 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK GROVE CITY |
| Oct 4, 2019 | Deed of Trust, Mortgage · Construction Mortgage HARVEST BANK |
| Sep 16, 2019 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2012 · Amount on Record |
| Deed Sale | Apr 11, 2012 · Amount on Record |
| Prior Sale | Mar 1, 2010 · Amount on Record |
| Deed Document Number | 2012599819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Nov 28, 2022 |
| Property Address | 401 EAST RD S, ATWATER, MN 56209 |
| Document Number | 0000691804 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 691804 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 552, WILLMAR, MN 56201-0552 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 401 EAST RD S, ATWATER, MN 56209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 661563 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 661563 |
| Name | HARVEST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 401 EAST RD S, ATWATER, MN 56209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 649555 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 649555 |
| Name | FIRST STATE BANK GROVE CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 1, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 401 EAST RD S, ATWATER, MN 56209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 661563 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 661563 |
| Name | HARVEST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Sep 16, 2019 |
| Property Address | 401 EAST RD S, ATWATER, MN 56209 |
| Document Number | 661006 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 661006 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 552, ATWATER, MN 56209-0552 |
Source: Kandiyohi County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Atwater City |
| County | Kandiyohi County |
| Unified School District | A.C.G.C. Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,234.00 (+1%) Homeowner's exemption | $284,600 (+3.49%) Land $32,600 Building $252,000 | $284,600 (+3.49%) Land $32,600 Building $252,000 |
| 2025 | $275,000 (+9.34%) Land $32,600 Building $242,400 | $275,000 (+9.34%) Land $32,600 Building $242,400 | |
| 2023 | $4,192.00 Homeowner's exemption | $251,500 Land $32,600 Building $218,900 | $251,500 Land $32,600 Building $218,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 9, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Atwater serves 1,133 people · EPA ID MN1340001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Broadband Fiber | 1,000 / 1,000 |
| Meeker Cooperative Light & Power Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
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