Kandiyohi County property record for 305 E Rd S, Atwater, MN 56209
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,236 sqft · built 1912 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jun 2025) |
| Tax Bill | $3,058 (2026) |
| Deeds & Mortgages | May 2018 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-912-0910 |
| Primary APN | 40-912-0910 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,236 sqft Total Area |
| 1st Floor Area | 532 sqft |
| Basement Area | 455 sqft |
| Finished Basement | 455 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 680 sqft |
| Shed | 1 Shed |
| Pole Barn | 1,008 sqft |
| Street Address | 305 EAST RD S |
|---|---|
| City | ATWATER |
| State | MN |
| Zip | 56209-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE N 100' OF S 712' OF E 150' OF W 543' OF SW14 OF NW14 |
| Legal Range | 033 |
| Legal Township | 119 |
| Legal Section | 12 |
| Jurisdiction | KANDIYOHI MN |
| Township / Civil Division | ATWATER |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 781100 |
Source: Kandiyohi County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 EAST RD S, ATWATER, MN 56209-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HARVEST BANK |
| Sep 18, 2018 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on Record |
| Deed Sale | Jun 27, 2025 · Amount on Record |
| Prior Sale | Sep 18, 2018 · Amount on Record |
| Deed Document Number | 20251776914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 305 EAST RD S, ATWATER, MN 56209-1129 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000650241 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 650241 |
| Name | HARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 20, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Sep 18, 2018 |
| Property Address | 305 EAST RD S, ATWATER, MN 56209-1129 |
| Document Number | 0000653449 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 653449 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | KANDIYOHI & ABSTRACT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 EAST RD S, ATWATER, MN 56209-1129 |
| Document Number | 0000653450 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 653450 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Kandiyohi County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Atwater City |
| County | Kandiyohi County |
| Unified School District | A.C.G.C. Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,058.00 (+8.21%) Homeowner's exemption | $213,000 (+2.16%) Land $14,000 Building $199,000 | $213,000 (+2.16%) Land $14,000 Building $199,000 |
| 2025 | $208,500 (+10.96%) Land $14,000 Building $194,500 | $208,500 (+10.96%) Land $14,000 Building $194,500 | |
| 2023 | $2,826.00 Homeowner's exemption | $187,900 Land $14,000 Building $173,900 | $187,900 Land $14,000 Building $173,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 9, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Atwater serves 1,133 people · EPA ID MN1340001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Broadband Fiber | 1,000 / 1,000 |
| Meeker Cooperative Light & Power Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures