401 E Railroad St, Saint Johns, MI 48879 Property Records

Clinton County property record for 401 E Railroad St, Saint Johns, MI 48879

Property Summary

Property Type	Office Building
Details	2,256 sqft
Lot Size	1.11 acres (48,352 sqft)
Owner	Company Name on File
Last Sale	$182,500 (May 2022)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Feb 2008 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`300-440-000-123-60`

Property Details

APN / Parcel Number

Primary APN	`300-440-000-123-60`

Interior

Stories	1 Story
Building Area	2,256 sqft Total Area
Upper Floors Area	840 sqft

Exterior

Fire Resistance	Wood or Wood & Steel Frame
Lot Area	48,352 sqft (1.11 acres)
Lot Dimensions	581 ft deep x 83 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 E RAILROAD ST
City	SAINT JOHNS
State	MI
Zip	48879-1618
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	I-1
Legal Description	SEC 9, T7N-R2W, RAILROAD LOTS 120, 121, 122 & 123; ALSO VACATED SWEGLES ST (L318 P30) ADJACENT THEREOF. ALSO BEG NW COR LOT
Legal Range	02W
Legal Township	07N
Legal Section	09
Legal Block	40
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	2
Census Block	2009
Census Tract	10801

Owner

401 E Railroad St, a commercial property, is owned by a company that bought it in May 2022.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Company Name on File
Mailing Address	914 PICKARD ST, MOUNT PLEASANT, MI 48858
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2008	Deed of Trust, Mortgage · Commercial Mortgage FIRSTBANK ST JOHNS
Sep 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL BANK
May 16, 2022	Warranty Deed, Transfer
Oct 2, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Deed Document Number	20225325209
Record Updated	Sep 20, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	401 E RAILROAD ST, SAINT JOHNS, MI 48879-1618
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005127198
Date	Feb 15, 2008
Instrument	5127198

Lender

Name	FIRSTBANK ST JOHNS
Address	SAINT JOHNS, MI 48879

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	126 Months
Due	Aug 13, 2018

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	401 E RAILROAD ST, SAINT JOHNS, MI 48879-1618
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005271569
Date	Sep 21, 2018
Instrument	5271569

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	OKEMOS, MI 48864

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 16, 2022
Property Address	401 E RAILROAD ST, SAINT JOHNS, MI 48879-1618
Document Number	0005325209
Instrument Date	Apr 29, 2022
Instrument	5325209
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount on Record
Tax	$1,368.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 E RAILMAD STREET, SAINT JOHNS, MI 48879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 PICKUD STREET MT, MOUNT PLEASANT, MI 48858
Investor	Possibly a Property Investor

October 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MI
Recording Date	Oct 2, 2006
Property Address	401 E RAILROAD ST, SAINT JOHNS, MI 48879-1618
Document Number	0005106928
Instrument Date	Sep 25, 2006
Instrument	5106928
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E STATE ST, SAINT JOHNS, MI 48879-1550

Tax Assessment & Valuation

The 2025 property tax bill for 401 E Railroad St was $2,615, down 52.2% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,400 (+2.24%) Land $10,300 Building $90,100	$200,800 (+2.24%) Land $20,600 Building $180,200
2025	$2,615.00 (-52.25%)	$98,200 Land $10,400 Building $87,800	$196,400 Land $20,800 Building $175,600
2024	$5,476.00 (+56.95%)
2023	$3,489.00	$89,200	$178,400
2022	$3,489.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 E Railroad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 E Railroad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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