302 E Railroad St, Saint Johns, MI 48879 Property Records

Clinton County property record for 302 E Railroad St, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (Dec 2021)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-000-028-003-00`

Property Details

APN / Parcel Number

Primary APN	`300-000-028-003-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	136 ft deep x 55 ft wide

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	150 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	302 E RAILROAD ST
City	SAINT JOHNS
State	MI
Zip	48879-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	T7N R2W, CITY OF ST JOHNS, ORIGINAL PLAT BLK 28, LOT 2, ALSO S 10.25 FT OF VACATED RR ST. (L165 P492) ADJACENT THERETO.
Legal Subdivision	BROWNS SUB
Legal Block	28
Legal Lot Number	2
Jurisdiction	CLINTON MI
Township / Civil Division	ST. JOHNS
Census Block Group	2
Census Block	2015
Census Tract	10801

Owner

302 E Railroad St is owned and occupied by an individual who bought it in December 2021.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	302 E RAILROAD ST, SAINT JOHNS, MI 48879-1530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Aug 9, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Prior Sale	Feb 12, 2015 · Amount on File
Deed Document Number	20215319722
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Dec 21, 2021
Property Address	302 E RAILROAD ST, SAINT JOHNS, MI 48879-1530
Document Number	0005319722
Instrument Date	Dec 13, 2021
Instrument	5319722
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	MID AMERICAN TITLE AGENCY, MID MICHIGAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 E RAILROAD ST, 302, SAINT JOHNS, MI 48879-1530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 KELCRASTA DR, SAINT JOHNS, MI 48879-8251

Mortgage

Document Number	0005319723
Date	Dec 21, 2021
Instrument	5319723

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	302 E RAILROAD ST, SAINT JOHNS, MI 48879-1530
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E RAILROAD ST, SAINT JOHNS, MI 48879-1530

Mortgage

Document Number	5313835
Date	Aug 9, 2021
Instrument	5313835

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	283 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 302 E Railroad St was $1,235 with a homeowner's exemption, down 39.2% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	St. Johns City
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,400 (+5.9%) Land $13,600 Building $43,800	$114,800 (+5.9%) Land $27,200 Building $87,600
2025	$1,235.00 (-39.19%) Homeowner's exemption	$54,200 Land $12,400 Building $41,800	$108,400 Land $24,800 Building $83,600
2024	$2,031.00 (+10.74%)
2023	$1,834.00 Homeowner's exemption	$48,300	$96,600
2022	$1,834.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 E Railroad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 302 E Railroad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr, Point Broadband, Westphalia Broadband.

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