401 E Railroad St, Kingston, IL 60145 Property Records

DeKalb County property record for 401 E Railroad St, Kingston, IL 60145

Property Summary

Property TypeSingle Family Home
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Aug 2023)
Tax Bill$5,097 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Apr 2020 Transfer
Flood ZoneZone X (minimal risk)
APN02-22-327-018

Property Details

APN / Parcel Number

Primary APN02-22-327-018

Exterior

Lot Area11,326 sqft (0.26 acres)
Lot Dimensions94.5 ft deep x 122 ft wide

Location & Zoning

Account Number0222327018
Street Address401 E RAILROAD ST
CityKINGSTON
StateIL
Zip60145-7922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN OF KINGSTON-LOT 1 & E 46.80FT LOT 2 BLOCK 1
Legal SubdivisionORIGINAL TOWN
Legal Block1
Legal Lot Number1,2
JurisdictionDE KALB IL
Township / Civil DivisionKINGSTON
Census Block Group3
Census Block3019
Census Tract200

Owner

401 E Railroad St is owned and occupied by an individual who bought it in August 2023.

Source: DeKalb County records, as of April 8, 2026

Owner of RecordIndividual Name on File
Mailing Address401 E RAILROAD ST, KINGSTON, IL 60145-7922
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK
Apr 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2023 · Amount on File
Deed SaleAug 10, 2023 · Amount on File
Deed Document Number20235432
Prior Transfer DateMar 26, 2020
Prior Transfer Doc0000002888
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionDE KALB IL
Recording DateAug 10, 2023
Property Address401 E RAILROAD ST, KINGSTON, IL 60145-7922
Document Number0000005432
Map ReferenceMB B PG 1
Instrument DateJul 31, 2023
Instrument2023005432
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E RAILROAD ST, KINGSTON, IL 60145-7922

Mortgage

Document Number0000005433
DateAug 10, 2023
Instrument2023005433
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate6.37%

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDE KALB IL
Recording DateApr 2, 2020
Property Address401 E RAILROAD ST, KINGSTON, IL 60145-7922
Document Number0000002888
Instrument DateMar 26, 2020
Instrument2888
Transaction TypeTransfer
Record UpdatedApr 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address10057 CHERRY VALLEY RD GENOA IL 601358932, GENOA, IL 60135-8932

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionKingston Township
MunicipalityKingston Village
Unified School DistrictGenoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$75,139 Land $8,104 Building $67,035$225,417 Land $24,312 Building $201,105
2024$5,097.00
2023$61,184 (+10.18%) Land $6,599 Building $54,585$183,552 (+10.18%) Land $19,797 Building $163,755
2022$55,531 Land $5,989 Building $49,542$166,593 Land $17,967 Building $148,626

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 E Railroad St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E Railroad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKINGSTON
serves 1,160 people · EPA ID IL0370250
Water SourceGroundwater
Last State InspectionFeb 2024
Lead5 ppb (2025)
action level 15 ppb
Copper1.43 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2022
Lead service line replacement
Oct 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Railroad St

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