320 E Railroad St, Kingston, IL 60145 Property Records

DeKalb County property record for 320 E Railroad St, Kingston, IL 60145

Property Summary

Property Type	Single Family Home
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on File
Last Sale	$28,500 (Jun 2017)
Tax Bill	$2,936 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-22-330-003`

Property Details

APN / Parcel Number

Primary APN	`02-22-330-003`

Exterior

Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide

Location & Zoning

Account Number	0222330003
Street Address	320 E RAILROAD ST
City	KINGSTON
State	IL
Zip	60145-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UPLINGERS ADDITION- LOT 6 BLOCK 5
Legal Subdivision	UPLINGERS ADDITION
Legal Block	5
Legal Lot Number	6
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3055
Census Tract	200

Owner

320 E Railroad St is owned and occupied by an individual who bought it in June 2017.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	320 E RAILROAD ST, KINGSTON, IL 60145-7920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 4, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 21, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2017 · Amount on File
Deed Sale	Jun 21, 2017 · Amount on File
Deed Document Number	20175911
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	320 E RAILROAD ST, KINGSTON, IL 60145-7920
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005900
Date	Aug 25, 2023
Instrument	2023005900

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate	5.99%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	320 E RAILROAD ST, KINGSTON, IL 60145-7920
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000120
Date	Jan 4, 2022
Instrument	2022000120

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 21, 2017
Property Address	320 E RAILROAD ST, KINGSTON, IL 60145-7920
Document Number	0000005911
Instrument Date	Jun 20, 2017
Instrument	5911
Transaction Type	Transfer
Record Updated	Aug 4, 2017

Transaction

Amount	Amount on Record
Tax	$28.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E RAILROAD ST KINGSTON IL 601457920, KINGSTON, IL 60145-7920

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Kingston Village
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,093 Land $7,235 Building $38,858	$138,279 Land $21,705 Building $116,574
2024	$2,936.00
2023		$37,532 Land $5,891 Building $31,641	$112,596 Land $17,673 Building $94,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 E Railroad St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 E Railroad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON serves 1,160 people · EPA ID IL0370250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2025) action level 15 ppb
Copper	1.43 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022 Lead service line replacement Oct 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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