401 E Pontotoc Ave, Roff, OK 74865 Property Records

Pontotoc County property record for 401 E Pontotoc Ave, Roff, OK 74865 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	2,051 sqft Living Area
Lot Size	42,000 sqft (0.964 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2017)
Tax Bill	$1,732.00 (2025)

Owner

Source: Pontotoc County records · APN 21187

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 367, ROFF, OK 74865-0367
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit VISION BANK NA
Apr 28, 2017	Warranty Deed, Transfer · Conventional Mortgage VISION BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Deed Doc Number	0003114126
Deed Book / Page	3114 / 126
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	401 E PONTOTOC AVE, ROFF, OK 74865
Transaction Type	Mortgage
Record Updated	May 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3396/64
Date	May 12, 2020
Book Page	3396/64
Instrument	2020-002371

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	401 E PONTOTOC AVE, ROFF, OK 74865
Transaction Type	Mortgage
Record Updated	Jul 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3230/191
Date	Jul 10, 2018
Book Page	3230/191
Instrument	2018-003783

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 02, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 28, 2017
Property Address	401 E PONTOTOC AVE, ROFF, OK 74865
Document Number	003114/126
Book / Page	3114 / 126
Instrument Date	Apr 28, 2017
Instrument	2017-002107
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	PO BOX 1243, ADA, OK 74821-1243

Mortgage

Document Number	2017002108
Date	Apr 28, 2017
Instrument	2017-002108

Lender

Name	VISION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Municipality	Roff Town
Unified School District	Roff Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,732.00 (-3.72%) Homeowner's exemption	$18,869 (+3%) Land $1,140 Building $17,729	$186,074 (-4.55%) Land $9,500 Building $176,574
2024	$1,799.00 (+11.74%) Homeowner's exemption	$18,320 (+3%) Land $1,140 Building $17,180	$194,952 (+31.53%) Land $9,500 Building $185,452
2023	$1,610.00 Homeowner's exemption	$17,786 Land $1,140 Building $16,646	$148,217 Land $9,500 Building $138,717

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (40123C), updated July 17, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 82% of the US · above 60% of Oklahoma
Wildfire Likelihood	About 1 in 175 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`21187`
Alternative APN	`1130-00-172-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,051 sqft Living Area
1st Floor	2,051 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1980
Architectural Style	Traditional Style
Exterior Material	Brick Veneer Exterior
Foundation Type	Block Foundation
Roof Material	Metal Roof
Lot Area	42,000 sqft (0.964 acres)
Depth X Width	140 ft x 300 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	638 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	420 sqft Pool
Patio Area	150 sqft Patio
Porch	1 Porch
Porch Area	150 sqft Porch
Storage Building	720 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	21187
Street Address	401 E PONTOTOC AVE
City	ROFF
State	OK
Zip	74865
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 1-4 BLOCK 172 ORIGINAL - ROFF
Legal Range	04E
Legal Township	02N
Legal Section	24
Legal Subdivision	ROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2
Legal Block	172
Legal Lot Number	1-4 2
Jurisdiction	PONTOTOC OK
Minor Civil Division	SOUTHWEST PONTOTOC
Census Blockgroup	2
Census Block	2050
Census Tract	89600

401 E Pontotoc Ave, Roff, OK 74865 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on E Pontotoc Ave

Nearby Streets

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