Pontotoc County property record for 218 E Pontotoc Ave, Roff, OK 74865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 2005 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jan 2017) |
| Tax Bill | $1,229 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21165 |
| Primary APN | 21165 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 140 ft deep x 150 ft wide |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 288 sqft |
| Patio Area | 288 sqft |
| Storage Building | 240 sqft |
| Putting Green | Putting Green |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21165 |
|---|---|
| Street Address | 218 E PONTOTOC AVE |
| City | ROFF |
| State | OK |
| Zip | 74865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5-6 BLOCK 165 ORIGINAL - ROFF |
| Legal Subdivision | ROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2 |
| Legal Block | 165 |
| Legal Lot Number | 5,6 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | SOUTHWEST PONTOTOC |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 89600 |
Source: Pontotoc County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 218 E PONTOTOC AVE, ROFF, OK 74865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Jan 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF ADA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2017 · Amount on Record |
| Deed Sale | Jan 17, 2017 · Amount on Record |
| Prior Sale | Sep 23, 2010 · Amount on Record |
| Deed Document Number | 2017266 |
| Deed Book / Page | 3089 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 218 E PONTOTOC AVE, ROFF, OK 74865 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 218 E PONTOTOC AVE, ROFF, OK 74865 |
| Document Number | 003967/156 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 3967/156 |
| Instrument | I-2025-007779 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 16, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jan 17, 2017 |
| Property Address | 218 E PONTOTOC AVE, ROFF, OK 74865 |
| Document Number | 003089/243 |
| Book / Page | 3089 / 243 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 2017-000266 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 E PONTOTOC AVE, ROFF, OK 74865 |
| Document Number | 2017000267 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 2017-000267 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pontotoc County |
| Municipality | Roff Town |
| Unified School District | Roff Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,311 (+5%) Land $900 Building $12,411 | $110,924 (-6.77%) Land $7,500 Building $103,424 | |
| 2025 | $1,229.00 (-3.68%) | $12,677 (+5%) Land $900 Building $11,777 | $118,973 (-5.51%) Land $7,500 Building $111,473 |
| 2024 | $1,276.00 (+19.14%) | $12,073 (+8.13%) Land $900 Building $11,173 | $125,916 (+35.33%) Land $7,500 Building $118,416 |
| 2023 | $1,071.00 | $11,165 Land $900 Building $10,265 | $93,044 Land $7,500 Building $85,544 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 60% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROFF serves 800 people · EPA ID OK2006206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 200 / 50 |
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