Mercer County property record for 401 E Plum St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,414 sqft · built 1920 |
| Lot Size | 0.145 acres (6,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Aug 1996) |
| Tax Bill | $1,635 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-085900.0000 |
| Primary APN | 05-085900.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| Basement Area | 908 sqft |
| Unfinished Basement | 908 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,336 sqft (0.145 acres) |
| Lot Dimensions | 132 ft deep x 48 ft wide |
| Street Address | 401 E PLUM ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ADD RTS: 000-00-00 LOT#: 478 |
| Legal Subdivision | FAIRVIEW ADD |
| Legal Lot Number | 478 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 967700 |
Source: Mercer County records · APN 05-085900.0000
Assessment roll updated February 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 E PLUM ST, COLDWATER, OH 45828-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU |
| Sep 10, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 1996 · Amount on Record |
| Deed Sale | Aug 27, 1996 · Amount on Record |
| Last Transfer Date | Sep 09, 2025 |
| Transfer Doc | 0000003701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 401 E PLUM ST, COLDWATER, OH 45828-1351 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202000005262 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 202000005262 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Aug 17, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 10, 2025 |
| Property Address | 401 E PLUM ST, COLDWATER, OH 45828-1351 |
| Document Number | 202500003702 |
| Instrument Date | Sep 09, 2025 |
| Instrument | 202500003702 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 E PLUM ST, COLDWATER, OH 45828-1351 |
| Name | Verified Name |
|---|---|
| Address | 401 E PLUM ST, COLDWATER, OH 45828-1351 |
Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,635.00 | $49,110 (-) Land $5,530 Building $43,580 | |
| 2024 | $1,635.00 (+1.93%) | $49,110 (-) Land $5,530 Building $43,580 | |
| 2023 | $1,604.00 (+13.84%) | $49,110 (+27.99%) Land $5,530 Building $43,580 | $140,300 (+28.01%) Land $15,800 Building $124,500 |
| 2022 | $1,409.00 | $38,370 Land $4,170 Building $34,200 | |
| 2020 | $109,600 Land $11,900 Building $97,700 |
Source: FEMA National Flood Hazard Layer as of May 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Mutual Telephone Company Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| New Knoxville Telephone Company/GoldStar Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 438 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER VILLAGE serves 4,774 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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