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324 E Plum St, Coldwater, OH 45828 Property Records

Mercer County property record for 324 E Plum St, Coldwater, OH 45828 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 838 sqft · built 1938
Lot Size0.145 acres (6,336 sqft)
Owner2 Individual Names on File
Tax Bill$1,277 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-088300.0000

Property Details

APN / Parcel Number

Primary APN05-088300.0000
Alternative APN
  • 08-27-353-016

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area838 sqft Living Area
Basement Area628 sqft
Unfinished Basement628 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Lot Area6,336 sqft (0.145 acres)
Lot Dimensions132 ft deep x 48 ft wide

Location & Zoning

Street Address324 E PLUM ST
CityCOLDWATER
StateOH
Zip45828-1348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW ADD LOT#: 502
Legal SubdivisionFAIRVIEW ADD
Legal Lot Number502
JurisdictionMERCER OH
Township / Civil DivisionBUTLER
Census Block Group2
Census Block2015
Census Tract967700

Owner

Source: Mercer County records · APN 05-088300.0000

Assessment roll updated February 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address324 E PLUM ST, COLDWATER, OH 45828-1348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Survivorship Deed, Transfer · FHA Mortgage
MYCUMORTGAGE LLC
Jul 06, 2021Deed of Trust, Mortgage · Line of Credit
THE ST HENRY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2021
Deed SaleJul 21, 2021
Prior SaleJun 23, 2008 · Amount on Record
Deed Document Number20214532
Prior Transfer DateJan 29, 2013
Prior Transfer Doc0000000683
Record UpdatedSep 20, 2026

July 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateJul 21, 2021
Property Address324 E PLUM ST, COLDWATER, OH 45828-1348
Document Number202100004532
Instrument DateJul 20, 2021
Instrument202100004532
Transaction TypeTransfer
Record UpdatedAug 05, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address324 E PLUM ST, COLDWATER, OH 45828-1348

Mortgage

Document Number202100004533
DateJul 21, 2021
Instrument202100004533
Lender
NameMYCUMORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address324 E PLUM ST, COLDWATER, OH 45828-1348
Transaction TypeMortgage
Record UpdatedJul 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100004173
DateJul 06, 2021
Instrument202100004173
Lender
NameTHE ST HENRY BANK
TypeBank
AddressSAINT HENRY, OH 45883
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,277.00$37,450 (-) Land $5,530 Building $31,920
2024$1,277.00 (+1.83%)$37,450 (-) Land $5,530 Building $31,920
2023$1,254.00 (+15.68%)$37,450 (+29.99%) Land $5,530 Building $31,920$107,000 (+30.01%) Land $15,800 Building $91,200
2022$1,084.00$28,810 Land $4,170 Building $24,640
2020$82,300 Land $11,900 Building $70,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mercer County (39107C), updated May 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391079677002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 438 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wabash Mutual Telephone CompanyFiber2,000 / 2,000
New Knoxville Telephone Company/GoldStar CommunicationsFiber1,000 / 1,000
SpectrumCable1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Wabash Mutual Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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