401 E Nancy St, Clearwater, KS 67026 Property Records

Sedgwick County property record for 401 E Nancy St, Clearwater, KS 67026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,608 sqft · built 1991
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Tax Bill	$3,768 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`NI CL00738`

Property Details

APN / Parcel Number

Primary APN	`NI CL00738`
Alternative APNs	`267-26-0-14-05-016.00` `00285492`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	156 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	709 sqft
Deck Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00285492
Street Address	401 E NANCY ST
City	CLEARWATER
State	KS
Zip	67026-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK C TERRACE PARK ADD.
Legal Range	02W
Legal Township	29
Legal Section	26
Legal Subdivision	SUBD NO.: T05
Legal Block	C
Legal Lot Number	1
Jurisdiction	SEDGWICK KS
Township / Civil Division	NINNESCAH
Census Block Group	2
Census Block	2015
Census Tract	9604

Owner

Source: Sedgwick County records, as of December 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 E NANCY ST, CLEARWATER, KS 67026-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jul 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEARTLAND CU
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jul 5, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021
Deed Sale	Oct 7, 2021
Prior Sale	Jul 5, 2017
Deed Document Number	30105191
Deed Book / Page	3010 / 5191
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Recording Date	Jul 21, 2026
Property Address	401 E NANCY ST, CLEARWATER, KS 67026-9428
Document Number	0000041695
Instrument Date	Jun 25, 2026
Instrument	202641695
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E NANCY ST, CLEARWATER, KS 67026-9428

Mortgage

Document Number	0000041695,
Date	Jul 21, 2026
Instrument	202641695

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	401 E NANCY ST, CLEARWATER, KS 67026-9428
Transaction Type	Mortgage
Record Updated	Mar 28, 2024
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03010/5192
Date	Oct 7, 2021
Book Page	3010/5192
Instrument	30105192

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	401 E NANCY ST, CLEARWATER, KS 67026-9428
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03025/3295
Date	Jul 26, 2023
Book Page	3025/3295
Instrument	30253295

Lender

Name	HEARTLAND CU
Type	Credit Union
Address	HUTCHINSON, KS 67502

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2033

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	401 E NANCY ST, CLEARWATER, KS 67026-9428
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3008/3627
Date	Jul 29, 2021
Book Page	3008/3627
Instrument	30083627

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Oct 7, 2021
Property Address	401 E NANCY ST, CLEARWATER, KS 67026-9428
Document Number	3010/5191
Book / Page	3010 / 5191
Instrument Date	Oct 1, 2021
Instrument	30105191
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 E NANCY ST, CLEARWATER, KS 67026-9428

Mortgage

Document Number	3010/5192
Date	Oct 7, 2021
Book Page	3010/5192
Instrument	30105192

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Jul 5, 2017
Property Address	401 E NANCY ST, CLEARWATER, KS 67026-9428
Document Number	2970/1657
Book / Page	2970 / 1657
Instrument Date	Jun 30, 2017
Instrument	29701657
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E NANCY ST, CLEARWATER, KS 67026-9428

Mortgage

Document Number	29701658
Date	Jul 5, 2017
Instrument	29701658

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	Kansas
Municipality	Clearwater City
County	Sedgwick County
County Subdivision	Ninnescah Township
Unified School District	Clearwater Unified School District 264 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,768.00 (+30.65%)	$23,886 Land $4,911 Building $18,975	$207,700 Land $42,700 Building $165,000
2022	$2,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1985–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 4 claims Flooding 10/31/98, Nov 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLEARWATER serves 2,626 people · EPA ID KS2017329
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.72 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Valley Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Cox Communications Fiber	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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