321 E Nancy St, Clearwater, KS 67026 Property Records

Sedgwick County property record for 321 E Nancy St, Clearwater, KS 67026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,186 sqft · built 1977
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Tax Bill$1,631 (2023)
Deeds & MortgagesDec 2018 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNNI CL00719

Property Details

APN / Parcel Number

Primary APNNI CL00719
Alternative APNs
  • 267-26-0-13-05-002.00
  • 00285473

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,186 sqft Living Area
Gross Area2,834 sqft
1st Floor Area1,186 sqft
Basement Area1,213 sqft

Exterior

Year BuiltBuilt 1977
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions140 ft deep x 95 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area77 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00285473
Street Address321 E NANCY ST
CityCLEARWATER
StateKS
Zip67026-9438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLOCK A TERRACE PARK ADD.
Legal Range02W
Legal Township29
Legal Section26
Legal SubdivisionSUBD NO.: T05
Legal BlockA
Legal Lot Number4
JurisdictionSEDGWICK KS
Township / Civil DivisionNINNESCAH
Census Block Group2
Census Block2017
Census Tract9604

Owner

Source: Sedgwick County records, as of December 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address321 E NANCY ST, CLEARWATER, KS 67026-9438
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2018Deed of Trust, Mortgage · FHA Mortgage
HOME BANK AND TRUST CO
Sep 21, 2017Warranty Deed, Transfer · ARM
HOME BANK AND TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2017
Deed SaleSep 21, 2017
Prior SaleMar 8, 2006
Deed Document Number29719855
Deed Book / Page2971 / 9855
Record UpdatedJun 7, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEDGWICK KS
Property Address321 E NANCY ST, CLEARWATER, KS 67026-9438
Transaction TypeMortgage
Record UpdatedDec 17, 2018
Title CompanySECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2981/6074
DateDec 4, 2018
Book Page2981/6074
Instrument29816074
Lender
NameHOME BANK AND TRUST CO
TypeBank
AddressWICHITA, KS 67212
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEDGWICK KS
Recording DateSep 21, 2017
Property Address321 E NANCY ST, CLEARWATER, KS 67026-9438
Document Number2971/9855
Book / Page2971 / 9855
Instrument DateSep 20, 2017
Instrument29719855
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number29719856
DateSep 21, 2017
Instrument29719856
Lender
NameHOME BANK AND TRUST CO
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term300 Months
DueSep 20, 2042
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateSep 1, 2020
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change6.75%
Index1-Year CMT
Max Rate10.7%

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of June 1, 2023

Property Jurisdictions

TypeName
StateKansas
MunicipalityClearwater City
CountySedgwick County
County SubdivisionNinnescah Township
Unified School DistrictClearwater Unified School District 264 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,631.00 (-0.67%)$10,650 Land $4,773 Building $5,877$92,600 Land $41,500 Building $51,100
2022$1,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (1985–2016)
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 4 claims
  • Flooding 10/31/98, Nov 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLEARWATER
serves 2,626 people · EPA ID KS2017329
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.72 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Valley
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
Cox Communications
Fiber
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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