401 E Main St, Whitesboro, TX 76273 Property Records

Grayson County property record for 401 E Main St, Whitesboro, TX 76273

Property Summary

Property Type	Commercial
Details	3,200 sqft · built 1985
Lot Size	0.317 acres (13,813 sqft)
Owner	Individual Name on Record
Tax Bill	$8,100 (2024)
Deeds & Mortgages	May 2019 Line of Credit May 2019 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`W005 4028012`

Property Details

APN / Parcel Number

Primary APN	`W005 4028012`
Alternative APN	`170304`

Interior

Building Area	3,200 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Lot Area	13,813 sqft (0.317 acres)
Lot Dimensions	101 ft deep x 137 ft wide
Shed	1 Shed
Shed Area	450 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	170304
Old Parcel Number	W005 4028012
Street Address	401 E MAIN ST
City	WHITESBORO
State	TX
Zip	76273-1805
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TROLLINGERS 3RD ADDN, BLOCK 4, LOT PT 1,2,3, WHITESBORO PILOT POINT HOME HEALTH WHITESBORO PILOT POINT HOME HEALTH
Legal Subdivision	TROLLINGERS 3RD ADDN
Legal Block	4
Legal Lot Number	1,POINT
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	2
Census Block	2041
Census Tract	1103

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 E MAIN ST, WHITESBORO, TX 76273-1805
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
May 2, 2019	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Mar 24, 2020	Loan Modification, Mortgage FIRST UNITED BK
Mar 19, 2020	Loan Modification, Mortgage FIRST UNITED BK
Mar 19, 2020	Loan Modification, Mortgage FIRST UNITED BK
Mar 16, 2018	Loan Modification, Mortgage FIRST UNITED BK
Mar 16, 2018	Loan Modification, Mortgage FIRST UNITED BK
Mar 16, 2017	Loan Modification, Mortgage FIRST UNITED BK
Mar 16, 2017	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2002
Deed Sale	Jul 1, 2002
Deed Document Number	0003278541
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	401 E MAIN ST, WHITESBORO, TX 76273-1805
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010046
Date	May 2, 2019
Instrument	2019-00010046

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	WHITESBORO, TX 76273

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	401 E MAIN ST, WHITESBORO, TX 76273-1805
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010047
Date	May 2, 2019
Instrument	2019-00010047

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	WHITESBORO, TX 76273

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	401 E MAIN ST, WHITESBORO, TX 76273-1805
Document Number	0000008890
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E MAIN ST WHITESBORO TX 762731805, WHITESBORO, TX 76273-1805

Mortgage

Document Number	0000008890
Date	Apr 13, 2020
Instrument	8890

Lender

Name	FIRST UNITED BK
Type	Bank
Address	WHITESBORO, TX 76273

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 12, 2021

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	401 E MAIN ST, WHITESBORO, TX 76273-1805
Document Number	0000010289
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E MAIN ST WHITESBORO TX 762731805, WHITESBORO, TX 76273-1805

Mortgage

Document Number	0000010289
Date	Apr 30, 2020
Instrument	10289

Lender

Name	FIRST UNITED BK
Type	Bank
Address	WHITESBORO, TX 76273

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2021

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	401 E MAIN ST, WHITESBORO, TX 76273-1805
Document Number	0000010289
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E MAIN ST WHITESBORO TX 762731805, WHITESBORO, TX 76273-1805

Mortgage

Document Number	0000010289
Date	Apr 30, 2020
Instrument	10289

Lender

Name	FIRST UNITED BK
Type	Bank
Address	WHITESBORO, TX 76273

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2021

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	401 E MAIN ST, WHITESBORO, TX 76273-1805
Document Number	0000009369
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E MAIN ST WHITESBORO TX 762731805, WHITESBORO, TX 76273-1805

Mortgage

Document Number	0000009369
Date	Apr 30, 2018
Instrument	9369

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75091

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2019

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	401 E MAIN ST, WHITESBORO, TX 76273-1805
Document Number	0000009370
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST UNITED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E MAIN ST WHITESBORO TX 762731805, WHITESBORO, TX 76273-1805

Mortgage

Document Number	0000009370
Date	Apr 30, 2018
Instrument	9370

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75091

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2019

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	401 E MAIN ST, WHITESBORO, TX 76273-1805
Document Number	0000009608
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E MAIN ST WHITESBORO TX 762731805, WHITESBORO, TX 76273-1805

Mortgage

Document Number	0000009608
Date	May 8, 2017
Book Page	005994/000646
Instrument	9608

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75091

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 7, 2018

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	401 E MAIN ST, WHITESBORO, TX 76273-1805
Document Number	0000009607
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E MAIN ST WHITESBORO TX 762731805, WHITESBORO, TX 76273-1805

Mortgage

Document Number	0000009607
Date	May 8, 2017
Book Page	005994/000641
Instrument	9607

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75091

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 7, 2018

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitesboro City
Unified School District	Whitesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$439,000 (+28.12%) Land $81,908 Building $357,092	$439,000 (+28.12%) Land $81,908 Building $357,092
2024	$8,100.00 (+33.97%)
2023		$342,656 Land $81,908 Building $260,748	$342,656 Land $81,908 Building $260,748
2022	$6,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITESBORO serves 4,192 people · EPA ID TX0910010
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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