400 E Main St, Whitesboro, TX 76273 Property Records

Grayson County property record for 400 E Main St, Whitesboro, TX 76273

Property Summary

Property Type	Single Family Home
Details	1,416 sqft · built 1897
Lot Size	0.228 acres (9,975 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,613 (2024)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W005 4015009`

Property Details

APN / Parcel Number

Primary APN	`W005 4015009`
Alternative APN	`170219`

Interior

Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1999
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	162 sqft
Utility Building	80 sqft

Location & Zoning

Account Number	170219
Old Parcel Number	W005 4015009
Street Address	400 E MAIN ST
City	WHITESBORO
State	TX
Zip	76273-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCFALLS ADDN, BLOCK 4, LOT 1 & 1/2 2, ACRES .229
Legal Subdivision	MCFALLS ADDN
Legal Block	4
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	3
Census Block	3017
Census Tract	1103

Owner

Source: Grayson County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 E MAIN ST, WHITESBORO, TX 76273-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jul 26, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2018
Deed Sale	Jul 26, 2018
Deed Document Number	2018-16760
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	400 E MAIN ST, WHITESBORO, TX 76273-1806
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012507
Date	May 27, 2020
Instrument	2020-00012507

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 26, 2018
Property Address	400 E MAIN ST, WHITESBORO, TX 76273-1806
Document Number	0000016760
Instrument Date	Jul 26, 2018
Instrument	16760
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 E MAIN ST WHITESBORO TX 762731806, WHITESBORO, TX 76273-1806

Mortgage

Document Number	16759
Date	Jul 26, 2018
Instrument	16759

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitesboro City
Unified School District	Whitesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,724 (-2.24%) Land $41,995 Building $157,729	$199,724 (-2.24%) Land $41,995 Building $157,729
2024	$2,613.00 (-0.87%)
2023		$204,297 Land $41,995 Building $162,302	$204,297 Land $41,995 Building $162,302
2022	$2,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITESBORO serves 4,192 people · EPA ID TX0910010
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Communications Cable	940 / 35
JAB Wireless Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	400 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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