401 E Main St, Saltville, VA 24370 Property Records

Smyth County property record for 401 E Main St, Saltville, VA 24370

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1953
Lot Size	0.33 acres (14,400 sqft)
Owner	Individual Name on Record
Last Sale	$73,500 (Sep 2010)
Tax Bill	$775 (2026)
Deeds & Mortgages	Mar 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`28A8-4-14A`

Property Details

APN / Parcel Number

Primary APN	`28A8-4-14A`
Alternative APN	`34070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,188 sqft Living Area
Gross Area	2,681 sqft
1st Floor Area	866 sqft
Basement Area	866 sqft
Unfinished Basement	866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,400 sqft (0.33 acres)
Porch	Porch
Porch Area	90 sqft
Patio Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34070
Street Address	401 E MAIN ST
City	SALTVILLE
State	VA
Zip	24370-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PL A LOT PT 14 28A8 4 14A
Legal Lot Number	14
Jurisdiction	SMYTH VA
Township / Civil Division	SALTVILLE
Census Block Group	4
Census Block	4002
Census Tract	30200

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1713 SALTVILLE HWY, SALTVILLE, VA 24370-3350
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2010 · Amount on Record
Deed Sale	Sep 16, 2010 · Amount on Record
Deed Document Number	20102092
Deed Book / Page	802 / 268
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	401 E MAIN ST, SALTVILLE, VA 24370-3442
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000677
Date	Mar 16, 2017
Instrument	170000677

Lender

Name	THE BANK OF MARION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Fixed Rate
Rate	4.49%

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Municipality	Saltville Town
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$775.00 (+16.89%)	$112,400 (-) Land $12,000 Building $100,400	$112,400 (-) Land $12,000 Building $100,400
2025	$663.00 (+23.69%)	$112,400 (+55.03%) Land $12,000 Building $100,400	$112,400 (+55.03%) Land $12,000 Building $100,400
2023	$536.00	$72,500 Land $10,000 Building $62,500	$72,500 Land $10,000 Building $62,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Nov 2003 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Nov 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 70% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SALTVILLE serves 2,204 people · EPA ID VA1173723
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.36 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

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