304 E Main St, Saltville, VA 24370 Property Records

Smyth County property record for 304 E Main St, Saltville, VA 24370

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,854 sqft · built 1907
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$33,500 (Mar 2014)
Tax Bill	$576 (2026)
Deeds & Mortgages	Oct 2018 Line of Credit Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28A8-3-7B`

Property Details

APN / Parcel Number

Primary APN	`28A8-3-7B`
Alternative APN	`36994`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	1,056 sqft
Basement Area	264 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Porch	Porch
Porch Area	121 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	36994
Street Address	304 E MAIN ST
City	SALTVILLE
State	VA
Zip	24370-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	304 E MAIN ST LOT 7 28A8 3 7B
Legal Subdivision	2
Legal Lot Number	7
Jurisdiction	SMYTH VA
Township / Civil Division	SALTVILLE
Census Block Group	4
Census Block	4004
Census Tract	30200

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14442 PORTERFIELD HWY, ABINGDON, VA 24210-2174
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit HIGHLAND UNION BANK
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SENTINEL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2014 · Amount on Record
Deed Sale	Mar 17, 2014 · Amount on Record
Deed Book / Page	1400 / 532
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	304 E MAIN ST, SALTVILLE, VA 24370-2808
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001029/27
Date	Oct 26, 2018
Book Page	1029/27
Instrument	180002552

Lender

Name	HIGHLAND UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	304 E MAIN ST, SALTVILLE, VA 24370-2808
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001060/966
Date	Dec 22, 2020
Book Page	1060/966
Instrument	200003037

Lender

Name	FIRST SENTINEL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Municipality	Saltville Town
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$576.00 (+17.07%)	$83,500 (-) Land $12,000 Building $71,500	$83,500 (-) Land $12,000 Building $71,500
2025	$492.00 (+25.19%)	$83,500 (+56.95%) Land $12,000 Building $71,500	$83,500 (+56.95%) Land $12,000 Building $71,500
2023	$393.00	$53,200 Land $10,000 Building $43,200	$53,200 Land $10,000 Building $43,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Nov 2003 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Nov 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SALTVILLE serves 2,204 people · EPA ID VA1173723
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.36 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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