401 E Main St, Montezuma, IA 50171 Property Records

Poweshiek County property record for 401 E Main St, Montezuma, IA 50171

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4,339 sqft · built 1932
Lot Size0.051 acres (2,200 sqft)
OwnerCompany Name on File
Last Sale$115,000 (Dec 2022)
Tax Bill$1,292 (2025)
Deeds & MortgagesDec 2022 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1423800

Property Details

APN / Parcel Number

Primary APN1423800

Interior

Stories2 Stories
Building Area4,339 sqft Gross Area
1st Floor Area1,650 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialBrick
Roof MaterialUrethane Foam
Lot Area2,200 sqft (0.051 acres)
Lot Dimensions100 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address401 E MAIN ST
CityMONTEZUMA
StateIA
Zip50171-7708
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionMONTEZUMA S 100' W 1/3 EX 1ST FLOOR OF N 25 1/2' LOT 5 BLOCK 9
Legal SubdivisionMONTEZUMA
Legal Block9
Legal Lot Number5
JurisdictionPOWESHIEK IA
Township / Civil DivisionJACKSON
Census Block Group3
Census Block3047
Census Tract370500

Owner

Source: Poweshiek County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1090 500TH AVE, MONTEZUMA, IA 50171-8504
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2022Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES SAVINGS BANK
Mar 15, 2017Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Deed Document Number20223929
Prior Transfer DateFeb 19, 2007
Prior Transfer Doc0800/0084
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOWESHIEK IA
Property Address401 E MAIN ST, MONTEZUMA, IA 50171-7708
Transaction TypeMortgage
Record UpdatedFeb 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202203930
DateDec 1, 2022
Instrument2022-03930
Lender
NamePEOPLES SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueDec 15, 2027

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOWESHIEK IA
Property Address401 E MAIN ST, MONTEZUMA, IA 50171-7708
Transaction TypeMortgage
Record UpdatedApr 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700713
DateMar 15, 2017
Instrument2017-00713
Lender
NamePEOPLES SAVINGS BANK
TypeBank
AddressMONTEZUMA, IA 50171
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term72 Months
DueMar 22, 2023

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPoweshiek County
MunicipalityMontezuma City
Unified School DistrictMontezuma Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,292.00$99,450 (+12.87%) Land $5,140 Building $94,310$99,450 (+12.87%) Land $5,140 Building $94,310
2024$1,292.00 (+3.03%)
2023$88,110 Land $4,680 Building $83,430$88,110 Land $4,680 Building $83,430
2022$1,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEZUMA MUNI WATER SUPPLY
serves 1,545 people · EPA ID IA7950097
Water SourceGroundwater
Last State InspectionJun 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mahaska Communication Group
Fiber
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
1,000 / 1,000
Uniti Group
Cable · DSL
1,000 / 25
T-Mobile USA
Fixed Wireless
100 / 20

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