317 E Main St, Montezuma, IA 50171 Property Records

Poweshiek County property record for 317 E Main St, Montezuma, IA 50171

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,464 sqft · built 1920
Lot Size	0.091 acres (3,960 sqft)
Owner	Individual Name on Record
Tax Bill	$1,050 (2025)
Deeds & Mortgages	Jan 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1427600`

Property Details

APN / Parcel Number

Primary APN	`1427600`

Interior

Stories	2 Stories
Building Area	3,464 sqft Gross Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Roof Material	Urethane Foam
Lot Area	3,960 sqft (0.091 acres)
Lot Dimensions	132 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	317 E MAIN ST
City	MONTEZUMA
State	IA
Zip	50171-4705
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	MONTEZUMA E 30' LOT 7 BLOCK 8
Legal Subdivision	MONTEZUMA
Legal Block	8
Legal Lot Number	7
Jurisdiction	POWESHIEK IA
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3048
Census Tract	370500

Owner

Source: Poweshiek County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 368, MONTEZUMA, IA 50171-0368
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Jan 25, 2023
Property Address	317 E MAIN ST, MONTEZUMA, IA 50171-4705
Document Number	0202300230
Map Reference	MB A PG 2
Instrument Date	Jan 25, 2023
Instrument	2023-00230
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 368, MONTEZUMA, IA 50171-0368

Mortgage

Document Number	0202300233
Date	Jan 25, 2023
Instrument	2023-00233

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 24, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Montezuma City
Unified School District	Montezuma Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,050.00 (+2.34%)	$78,760 (+12.72%) Land $7,920 Building $70,840	$78,760 (+12.72%) Land $7,920 Building $70,840
2024	$1,026.00 (-13.2%)
2023		$69,870 (+10.69%) Land $7,200 Building $62,670	$69,870 (+10.69%) Land $7,200 Building $62,670
2022	$1,182.00 (-2.15%)	$63,120 Land $9,360 Building $53,760
2021	$1,208.00		$63,120 Land $9,360 Building $53,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEZUMA MUNI WATER SUPPLY serves 1,545 people · EPA ID IA7950097
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
T-Mobile Fixed Wireless	100 / 20