Frederick County property record for 401 E Main St, Emmitsburg, MD 21727
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,336 sqft · built 1915 |
| Lot Size | 0.211 acres (9,168 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,939 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-157668 |
| Primary APN | 05-157668 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,168 sqft (0.211 acres) |
| Lot Dimensions | 165 ft deep x 60 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 309 sqft |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Account Number | 157668 |
|---|---|
| Street Address | 401 MAIN ST |
| City | EMMITSBURG |
| State | MD |
| Zip | 21727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9,168 SQ FT 401 E. MAIN ST. EMMITSBURG |
| Legal Subdivision | EMMITSBURG |
| Legal Lot Number | 9 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 5, EMMITSBURG |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 766800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Emmitsburg Historic District (Additional Documentation) listed 1992 · 217 contributing resources · NRIS 92000076 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
401 E Main St is owned by an individual who acquired it in April 2002.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 613, EMMITSBURG, MD 21727-0613 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2002 |
| Deed Sale | Apr 18, 2002 |
| Prior Sale | Oct 6, 1993 · Amount on File |
| Deed Document Number | 20022924 |
| Deed Book / Page | 3125 / 448 |
| Transfer Doc | 0000002924 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 401 E Main St was $2,939.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Emmitsburg Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,800 Land $51,600 Building $150,200 | $201,800 Land $51,600 Building $150,200 | |
| 2025 | $2,939.00 | ||
| 2023 | $2,242.00 | $141,900 Land $41,500 Building $100,400 | $141,900 Land $41,500 Building $100,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF EMMITSBURG serves 2,921 people · EPA ID MD0100010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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