Frederick County property record for 343 E Main St, Emmitsburg, MD 21727
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,851 sqft · built 1930 |
| Lot Size | 0.265 acres (11,550 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Oct 2021) |
| Tax Bill | $2,474 (2023) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-164370 |
| Primary APN | 05-164370 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,851 sqft Total Area |
| 1st Floor Area | 1,251 sqft |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,550 sqft (0.265 acres) |
| Lot Dimensions | 165 ft deep x 70 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 442 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Account Number | 164370 |
|---|---|
| Old Parcel Number | 5164370 |
| Street Address | 343 E MAIN ST |
| City | EMMITSBURG |
| State | MD |
| Zip | 21727-9176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 70 X 165 343 E. MAIN ST. EMMITSBURG |
| Legal Subdivision | EMMITSBURG |
| Legal Lot Number | 343 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 5, EMMITSBURG |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 766800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Emmitsburg Historic District (Additional Documentation) listed 1992 · 217 contributing resources · NRIS 92000076 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7649 BLACK RD, THURMONT, MD 21788-1006 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Deed Document Number | 0000153821 |
| Deed Book / Page | 15382 / 1 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 14, 2021 |
| Property Address | 343 E MAIN ST, EMMITSBURG, MD 21727-9176 |
| Document Number | 0153820001 |
| Book / Page | 15382 / 1 |
| Instrument Date | Oct 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | UNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7649 BLACK RD, THURMONT, MD 21788-1006 |
| Document Number | 153827 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 15382/7 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Emmitsburg Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,474.00 | $157,200 Land $42,400 Building $114,800 | $157,200 Land $42,400 Building $114,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF EMMITSBURG serves 2,921 people · EPA ID MD0100010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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