401 E Main St, Duncan, OK 73533 Property Records

Stephens County property record for 401 E Main St, Duncan, OK 73533

Property Summary

Property Type	Office Building
Details	2,400 sqft · built 1960
Lot Size	1.03 acres (45,244 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Mar 2026)
Tax Bill	$4,607 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Feb 2012 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19166`

Property Details

APN / Parcel Number

Primary APN	`19166`
Alternative APN	`1330-00-020-005-0-000-00`

Interior

Stories	1 Story
Building Area	2,400 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Concrete
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Metal
Lot Area	45,244 sqft (1.03 acres)
Porch	Slab
Porch Area	200 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19166
Street Address	401 E MAIN ST
City	DUNCAN
State	OK
Zip	73533-6839
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C2
Legal Description	BLK 20 LOTS 1,2,3,4,5 & 6 LANG ADD
Legal Range	07W
Legal Township	01S
Legal Section	04
Legal Subdivision	LANG
Legal Block	20
Legal Lot Number	1-6
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3098
Census Tract	400

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	39783 N 3945 RD, SKIATOOK, OK 74070-4445
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK
Feb 28, 2012	Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK
Apr 2, 2015	Deed of Trust, Mortgage · Commercial Mortgage LIBERTY NATIONAL BANK
Feb 29, 2012	Deed of Trust, Mortgage LIBERTY NATIONAL BANK
Mar 30, 2026	Warranty Deed, Transfer FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Jan 2, 1996 · Amount on Record
Deed Document Number	20262452
Deed Book / Page	6833 / 242
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	401 E MAIN ST, DUNCAN, OK 73533-6839
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1529 S 74TH ST, DUNCAN, OK 73533-9287

Mortgage

Document Number	006106/287
Date	Jan 24, 2022
Book Page	6106/287
Instrument	I-2022-000776

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	LAWTON, OK 73501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	401 E MAIN ST, DUNCAN, OK 73533-6839
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004301/029
Date	Feb 28, 2012
Book Page	4301/029
Instrument	85-3078

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	LAWTON, OK 73501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	14 Months
Due	Apr 5, 2013

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	401 E MAIN ST, DUNCAN, OK 73533-6839
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004935/174
Date	Apr 2, 2015
Book Page	4935/174
Instrument	2015-913892

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	LAWTON, OK 73501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	401 E MAIN ST, DUNCAN, OK 73533-6839
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004301/143
Date	Feb 29, 2012
Book Page	4301/143
Instrument	85-3116

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	LAWTON, OK 73501

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Mar 5, 2022

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Mar 30, 2026
Property Address	401 E MAIN ST, DUNCAN, OK 73533-6839
Document Number	006833/242
Book / Page	6833 / 242
Instrument Date	Mar 27, 2026
Instrument	I-2026-002452
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39783 N 3945 RD, SKIATOOK, OK 74070-4445

Mortgage

Document Number	I2026002453
Date	Mar 30, 2026
Instrument	I-2026-002453

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,608 (-) Land $2,660 Building $51,948	$496,436 (-26.3%) Land $24,186 Building $472,250
2025	$4,607.00 (+4.99%)	$54,608 (+10.25%) Land $2,660 Building $51,948	$673,591 (-0.07%) Land $24,186 Building $649,405
2024	$4,388.00 (+8.64%)	$49,531 (+5%) Land $2,660 Building $46,871	$674,090 (+57.19%) Land $24,186 Building $649,904
2023	$4,039.00	$47,172 Land $2,660 Building $44,512	$428,841 Land $24,186 Building $404,655

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	22 (1978–2007)
Claims Outside the SFHA	12 of 22
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 3 claims Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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