314 E Main St, Duncan, OK 73533 Property Records

Stephens County property record for 314 E Main St, Duncan, OK 73533

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	640 sqft · built 1980
Lot Size	0.207 acres (8,998 sqft)
Owner	Individual Name on Record
Last Sale	$21,000 (Feb 2017)
Tax Bill	$401 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Apr 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19183`

Property Details

APN / Parcel Number

Primary APN	`19183`
Alternative APN	`1330-00-022-005-0-000-00`

Interior

Stories	1 Story
Building Area	640 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete
Construction Type	Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Mansard
Roof Material	Rolled Roofing
Lot Area	8,998 sqft (0.207 acres)
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19183
Street Address	314 E MAIN ST
City	DUNCAN
State	OK
Zip	73533-6663
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Description	BLK 22 LTS 4,5 & 6 LANG ADD
Legal Range	07W
Legal Township	01S
Legal Section	04
Legal Subdivision	LANG
Legal Block	22
Legal Lot Number	4-6
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3001
Census Tract	600

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1865 E WILLOW AVE, DUNCAN, OK 73533-7744
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Apr 5, 2017	Intrafamily Transfer, Transfer
Apr 5, 2017	Correction Deed
Feb 24, 2017	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2017 · Amount on Record
Deed Sale	Feb 24, 2017 · Amount on Record
Prior Sale	Jun 6, 1997 · Amount on Record
Deed Document Number	2017952024
Deed Book / Page	5261 / 72
Last Transfer Date	Apr 4, 2017
Transfer Doc	005278/108
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	314 E MAIN ST, DUNCAN, OK 73533-6663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5331/226
Date	Jul 20, 2017
Book Page	5331/226
Instrument	2017-957683

Lender

Name	BANCFIRST
Type	Bank
Address	MARLOW, OK 73055

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 12, 2032

Interest

Rate Type	Adjustable Rate

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEPHENS OK
Recording Date	Apr 5, 2017
Property Address	314 E MAIN ST, DUNCAN, OK 73533-6663
Document Number	005278/108
Book / Page	5278 / 108
Instrument Date	Apr 4, 2017
Instrument	2017-953560
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 E WILLOW AVE, DUNCAN, OK 73533-7744

April 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	STEPHENS OK
Recording Date	Apr 5, 2017
Property Address	314 E MAIN ST, DUNCAN, OK 73533-6663
Document Number	005278/109
Book / Page	5278 / 109
Instrument Date	Apr 4, 2017
Instrument	2017-953561
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 E WILLOW AVE, DUNCAN, OK 73533-7744

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Feb 24, 2017
Property Address	314 E MAIN ST, DUNCAN, OK 73533-6663
Document Number	005261/072
Book / Page	5261 / 072
Instrument Date	Feb 23, 2017
Instrument	2017-952024
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1825 E WILLOW AVE, DUNCAN, OK 73533-7744

Mortgage

Document Number	2017952025
Date	Feb 24, 2017
Instrument	2017-952025

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 24, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,763 (-) Land $1,540 Building $3,223	$43,300 (-4.8%) Land $13,998 Building $29,302
2025	$401.00 (+4.7%)	$4,763 (+10.23%) Land $1,540 Building $3,223	$45,483 (+1.5%) Land $13,998 Building $31,485
2024	$383.00 (+8.81%)	$4,321 (+5.01%) Land $1,540 Building $2,781	$44,810 (+19.79%) Land $13,998 Building $30,812
2023	$352.00	$4,115 Land $1,540 Building $2,575	$37,406 Land $13,998 Building $23,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1982–2007)
Claims Outside the SFHA	2 of 8
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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