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320 E Locust St, Bloomington, IL 61701 Property Records

McLean County property record for 320 E Locust St, Bloomington, IL 61701 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1893
Square Footage3,582 sqft Living Area
Lot Size7,791 sqft (0.179 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2020)
Tax Bill$6,130.00 (2024)

Property Details

APN / Parcel Number

Primary APN21-04-209-016

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area3,582 sqft Living Area
Gross Area4,049 sqft Gross Area
1st Floor1,402 sqft 1st Floor
Attic Area855 sqft Attic
Attic1 Attic
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialAsphalt Roof
Lot Area7,791 sqft (0.179 acres)
Depth X Width155 ft x 50 ft Depth x Width
Deck Area296 sqft Deck

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address320 E LOCUST ST
CityBLOOMINGTON
StateIL
Zip61701-3114
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDURLEY ADD LOT 22 BLK 10
Legal Range02E
Legal Township23N
Legal Section04
Legal SubdivisionDURLEY ADD
Legal Block10
Legal Lot Number22
JurisdictionMCLEAN IL
Minor Civil DivisionBLOOMINGTON CITY
Census Blockgroup1
Census Block1038
Census Tract1302

Owner

Source: McLean County records · APN 21-04-209-016

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 E LOCUST ST, BLOOMINGTON, IL 61701-3114
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Sep 18, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS INC
May 14, 2019Warranty Deed, Transfer · Conventional Mortgage
MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2020 · Amount on Record
Deed SaleSep 18, 2020 · Amount on Record
Prior SaleMay 14, 2019 · Amount on Record
Deed Doc Number202019095
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address320 E LOCUST ST, BLOOMINGTON, IL 61701-3114
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100025187
DateOct 19, 2021
Instrument2021-00025187
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateSep 18, 2020
Property Address320 E LOCUST ST, BLOOMINGTON, IL 61701-3114
Document Number202000019095
Instrument DateSep 03, 2020
Instrument2020-00019095
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E LOCUST ST, BLOOMINGTON, IL 61701-3114

Mortgage

Document Number202000019096
DateSep 18, 2020
Instrument2020-00019096
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMay 14, 2019
Property Address320 E LOCUST ST, BLOOMINGTON, IL 61701-3114
Document Number201900007133
Instrument DateApr 22, 2019
Instrument2019-00007133
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$292.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 E LOCUST ST, BLOOMINGTON, IL 61701-3114

Mortgage

Document Number201900007134
DateMay 14, 2019
Instrument2019-00007134
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$85,963 (+14.47%) Land $8,681 Building $77,282$257,889 (+14.47%) Land $26,043 Building $231,846
2024$6,130.00 (+6.15%)
2023$5,775.00$75,096 Land $7,584 Building $67,512$225,288 Land $22,752 Building $202,536

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