401 E Lawrence St, Middlebury, IN 46540 Property Records

Elkhart County property record for 401 E Lawrence St, Middlebury, IN 46540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,778 sqft · built 1964
Lot Size0.292 acres (12,720 sqft)
Owner2 Individual Names on Record
Tax Bill$4,140 (2024)
Deeds & MortgagesJan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN20-08-10-415-001.000-035

Property Details

APN / Parcel Number

Primary APN20-08-10-415-001.000-035
Alternative APN
  • 0810415001035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,778 sqft Living Area
1st Floor Area1,778 sqft
Family RoomFamily Room
FlooringSubfloor
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area12,720 sqft (0.292 acres)
Lot Dimensions146 ft deep x 87 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area357 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0810415001035
Old Parcel Number0810415001035
Street Address401 E LAWRENCE ST
CityMIDDLEBURY
StateIN
Zip46540-8429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal Description1ST ADD TO KRIDER NURSERIES INC LOT 1
Legal Subdivision1ST ADD TO KRIDER NURSERIES
Legal Block415
Legal Lot Number1
JurisdictionELKHART IN
Township / Civil DivisionMIDDLEBURY
Census Block Group2
Census Block2010
Census Tract801

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address11110 STATE ROAD 120, MIDDLEBURY, IN 46540-9429
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 2, 2019
Transfer Doc0000000068
Record UpdatedJun 8, 2026

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionELKHART IN
Recording DateJan 2, 2019
Property Address401 E LAWRENCE ST, MIDDLEBURY, IN 46540-8429
Document Number0000000068
Instrument DateDec 28, 2018
Instrument68
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyMETROPLITAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11110 STATE ROAD 120 MIDDLEBURY IN 465409429, MIDDLEBURY, IN 46540-9429

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionMiddlebury Township
MunicipalityMiddlebury Town
Unified School DistrictMiddlebury Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$217,300 (+4.98%) Land $31,000 Building $186,300$217,300 (+4.98%) Land $31,000 Building $186,300
2024$4,140.00 (+92.65%)$207,000 (+81.58%) Land $31,000 Building $176,000$207,000 (+81.58%) Land $31,000 Building $176,000
2023$114,000 (+6.05%) Building $114,000$114,000 (+6.05%) Building $114,000
2022$2,149.00$107,500 Building $107,500$107,500 Building $107,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 45% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURY WATER DEPARTMENT
serves 3,420 people · EPA ID IN5220014
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, New Paris Telephone Company.

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