301 E Lawrence St, Middlebury, IN 46540 Property Records

Elkhart County property record for 301 E Lawrence St, Middlebury, IN 46540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,888 sqft · built 1914
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Tax Bill$2,125 (2024)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-10-414-001.000-035

Property Details

APN / Parcel Number

Primary APN20-08-10-414-001.000-035
Alternative APN
  • 0810414001035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,888 sqft Living Area
1st Floor Area1,108 sqft
Upper Floors Area1,004 sqft
Basement Area585 sqft
FlooringSubfloor
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1945
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area1,092 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0810414001035
Old Parcel Number0810414001035
Street Address301 E LAWRENCE ST
CityMIDDLEBURY
StateIN
Zip46540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal Description72X150FT IN SE SEC 10 .25A
Legal Block414
JurisdictionELKHART IN
Township / Civil DivisionMIDDLEBURY
Census Block Group2
Census Block2011
Census Tract801

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1215, MIDDLEBURY, IN 46540-1215
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2004
Deed SaleOct 18, 2004
Prior Transfer DateSep 10, 2003
Prior Transfer Doc2003-38599
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address301 E LAWRENCE ST, MIDDLEBURY, IN 46540
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013727
DateJul 3, 2017
Instrument2017-13727
Lender
NameLAKE CITY BANK
TypeBank
AddressWARSAW, IN 46580
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term299 Months
DueJun 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionMiddlebury Township
MunicipalityMiddlebury Town
Unified School DistrictMiddlebury Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$224,700 (+5.74%) Land $13,500 Building $211,200$224,700 (+5.74%) Land $13,500 Building $211,200
2024$2,125.00 (+17.34%)$212,500 (+4.53%) Land $13,500 Building $199,000$212,500 (+4.53%) Land $13,500 Building $199,000
2023$203,300 (+12.2%) Land $13,500 Building $189,800$203,300 (+12.2%) Land $13,500 Building $189,800
2022$1,811.00 Homeowner's exemption$181,200 Land $13,500 Building $167,700$181,200 Land $13,500 Building $167,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURY WATER DEPARTMENT
serves 3,420 people · EPA ID IN5220014
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, New Paris Telephone Company.

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