401 E Joshua Tree Dr, Meridian, ID 83646 Property Records

Ada County property record for 401 E Joshua Tree Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,630 sqft · built 2015
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$575,698 (Sep 2026)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R9005720300`

Property Details

APN / Parcel Number

Primary APN	`R9005720300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,630 sqft Living Area
Gross Area	3,566 sqft
1st Floor Area	1,102 sqft
Upper Floors Area	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	401 E JOSHUA TREE DR
City	MERIDIAN
State	ID
Zip	83646-7600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 28 BLK 05 VENTANA SUB NO 02
Legal Range	01E
Legal Township	04N
Legal Section	30
Legal Subdivision	VENTANA SUB NO 02
Legal Block	05
Legal Lot Number	28
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1018
Census Tract	10356

Owner

401 E Joshua Tree Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Ada County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CREDIT UNION
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jul 21, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Apr 19, 2019	Quit Claim Deed, Mortgage OPTIMUM FIRST INC
Feb 22, 2018	Grant Deed, Subdivision Related Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Jul 21, 2022 · Amount on File
Deed Document Number	202672516
Prior Transfer Date	Jun 3, 2014
Prior Transfer Doc	0000029063
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 25, 2026
Property Address	401 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Document Number	0000072516
Instrument Date	Sep 18, 2026
Instrument	202672516
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600

Mortgage

Document Number	0000072517,
Date	Sep 25, 2026
Instrument	202672517

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	401 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160976
Date	Nov 23, 2020
Instrument	2020-160976

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 22, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jul 21, 2022
Property Address	401 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Document Number	0000065628
Map Reference	MB 97 PG 12217&12218
Instrument Date	Jul 21, 2022
Instrument	2022-065628
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TTL NAMPA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600

Mortgage

Document Number	0000065629
Date	Jul 21, 2022
Instrument	2022-065629

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Sep 23, 2020
Property Address	401 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Document Number	0000124868
Map Reference	MB 97 PG 12217&12218
Instrument Date	Sep 17, 2020
Instrument	2020-124868
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600

Mortgage

Document Number	0000124869
Date	Sep 23, 2020
Instrument	2020-124869

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Apr 19, 2019
Property Address	401 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Document Number	0000031878
Instrument Date	Apr 12, 2019
Instrument	31878
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 E JOSHUA TREE DR MERIDIAN ID 836467600, MERIDIAN, ID 83646-7600

Mortgage

Document Number	31879
Date	Apr 19, 2019
Instrument	31879

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2049

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ADA ID
Recording Date	Feb 22, 2018
Property Address	401 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Document Number	0000016213
Instrument Date	Feb 21, 2018
Instrument	16213
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2018
Title Company	PIONEER TITLE COMPANY/ADA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	118 W HAVASU FALLS ST MERIDIAN ID 836466828, MERIDIAN, ID 83646-6828

Mortgage

Document Number	16215
Date	Feb 22, 2018
Instrument	16215

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 401 E Joshua Tree Dr was $2,007, down 2.5% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,600 (-2.96%)	$553,600 (-2.96%)
2025	$2,007.00 (-2.53%) Homeowner's exemption	$570,500	$570,500
2024	$2,059.00
2023		$498,000 Land $158,000 Building $340,000	$498,000 Land $158,000 Building $340,000
2022	$2,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E Joshua Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E Joshua Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, Verizon.

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