485 E Joshua Tree Dr, Meridian, ID 83646 Property Records

Ada County property record for 485 E Joshua Tree Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,277 sqft · built 2014
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on File
Last Sale	$877,268 (Jul 2024)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R9005720240`

Property Details

APN / Parcel Number

Primary APN	`R9005720240`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,277 sqft Living Area
Gross Area	4,215 sqft
1st Floor Area	1,555 sqft
Upper Floors Area	1,722 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Patio Area	29 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	485 E JOSHUA TREE DR
City	MERIDIAN
State	ID
Zip	83646-7600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 22 BLK 05 VENTANA SUB NO 02
Legal Range	01E
Legal Township	04N
Legal Section	30
Legal Subdivision	VENTANA SUB NO 02
Legal Block	05
Legal Lot Number	22
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1018
Census Tract	10356

Owner

485 E Joshua Tree Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	485 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 5, 2023	Deed of Trust, Mortgage · FHA Mortgage PREMIER MORTGAGE RESOURCES LLC
Sep 8, 2018	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU
Jun 23, 2018	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU
Feb 1, 2017	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Sep 19, 2014 · Amount on File
Deed Document Number	202439762
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	485 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046648
Date	Aug 15, 2023
Instrument	2023-046648

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	485 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	FIDELITY NATL TTL MERIDIAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000554
Date	Jan 5, 2023
Instrument	2023-000554

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	MERIDIAN, ID 83642

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	485 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Document Number	0000087145
Instrument Date	Sep 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	485 E JOSHUA TREE DR MERIDIAN ID 836467600, MERIDIAN, ID 83646-7600

Mortgage

Document Number	0000087145
Date	Sep 13, 2018
Instrument	87145

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 12, 2028

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	485 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Document Number	0000060466
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	485 E JOSHUA TREE DR MERIDIAN ID 836467600, MERIDIAN, ID 83646-7600

Mortgage

Document Number	0000060466
Date	Jun 28, 2018
Instrument	60466

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 27, 2028

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	485 E JOSHUA TREE DR, MERIDIAN, ID 83646-7600
Document Number	0000011484
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	485 E JOSHUA TREE DR MERIDIAN ID 836467600, MERIDIAN, ID 83646-7600

Mortgage

Document Number	0000011484
Date	Feb 7, 2017
Instrument	11484

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	CHUBBUCK, ID 83202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 6, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 485 E Joshua Tree Dr was $2,230, down 2.7% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,230.00 (-2.71%) Homeowner's exemption	$620,000	$620,000
2024	$2,292.00
2023		$526,400 Land $165,000 Building $361,400	$526,400 Land $165,000 Building $361,400
2022	$2,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 E Joshua Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 E Joshua Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, Verizon.

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