401 E Hilltop Ct, Lowell, IN 46356 Property Records

Lake County property record for 401 E Hilltop Ct, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,244 sqft · built 1974
Lot Size	0.917 acres (39,988 sqft)
Owner	Owner Name on File
Tax Bill	$3,981 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`002-17-04-0054-0007`

Property Details

APN / Parcel Number

Primary APN	`002-17-04-0054-0007`
Alternative APNs	`45-19-25-107-001.000-008` `170400540007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,244 sqft Living Area
Basement Area	1,068 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	39,988 sqft (0.917 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	1,220 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	706 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	002-17-04-0054-0007
Old Parcel Number	170400540007
Street Address	401 E HILLTOP CT
City	LOWELL
State	IN
Zip	46356-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB. LOTS 1,2,3,4 BL.3 FOREST HILLS ADD. TO LOWELL LOT 7&8
Legal Subdivision	FOREST HILLS ADD
Legal Block	3
Legal Lot Number	7-8,1-4 8
Jurisdiction	LAKE IN
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2000
Census Tract	43403

Owner

The current owner of 401 E Hilltop Ct acquired it in March 2013.

Source: Lake County records, as of March 18, 2026

Owner of Record	Owner Name on File
Mailing Address	401 E HILLTOP CT, LOWELL, IN 46356-2410
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TECH CU
Sep 10, 2020	Deed of Trust, Mortgage · Line of Credit TECH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2013
Deed Sale	Mar 26, 2013
Deed Document Number	2013 022235
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	401 E HILLTOP CT, LOWELL, IN 46356-2410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071210
Date	Oct 7, 2020
Instrument	2020-071210

Lender

Name	TECH CU
Type	Credit Union
Address	CROWN POINT, IN 46307

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	401 E HILLTOP CT, LOWELL, IN 46356-2410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062771
Date	Sep 10, 2020
Instrument	2020 062771

Lender

Name	TECH CU
Type	Credit Union
Address	CROWN POINT, IN 46307

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Cedar Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$424,600 Land $58,400 Building $366,200	$424,600 Land $58,400 Building $366,200
2024	$3,981.00
2023		$360,000 (+3.87%) Land $58,400 Building $301,600	$360,000 (+3.87%) Land $58,400 Building $301,600
2022	$3,702.00 Homeowner's exemption	$346,600 Land $58,400 Building $288,200	$346,600 Land $58,400 Building $288,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E Hilltop Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E Hilltop Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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