423 E Hilltop Ct, Lowell, IN 46356 Property Records

Lake County property record for 423 E Hilltop Ct, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1961
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Sep 2020)
Tax Bill	$2,358 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-17-04-0054-0012`

Property Details

APN / Parcel Number

Primary APN	`002-17-04-0054-0012`
Alternative APNs	`45-19-25-153-004.000-008` `170400540012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	002-17-04-0054-0012
Old Parcel Number	170400540012
Street Address	423 E HILLTOP CT
City	LOWELL
State	IN
Zip	46356-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB. LOTS 1,2,3,4 BL.12 FOREST HILLS ADD. TO LOWELL L.12
Legal Subdivision	FOREST HILLS ADDITION
Legal Block	12
Legal Lot Number	1,2,3,4 2
Jurisdiction	LAKE IN
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2000
Census Tract	43403

Owner

423 E Hilltop Ct is owned and occupied by an individual who bought it in September 2020.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	423 E HILLTOP CT, LOWELL, IN 46356-2410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Jul 15, 2013
Deed Document Number	2020 062263
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 9, 2020
Property Address	423 E HILLTOP CT, LOWELL, IN 46356-2410
Document Number	0000062263
Map Reference	MB 32 PG 70
Instrument Date	Aug 24, 2020
Instrument	2020 062263
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	HEARTLAND TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E HILLTOP CT, LOWELL, IN 46356-2410

Mortgage

Document Number	0000062264
Date	Sep 9, 2020
Instrument	2020 062264

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Cedar Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,000 Land $42,700 Building $220,300	$263,000 Land $42,700 Building $220,300
2024	$2,358.00
2023		$224,400 (+4.37%) Land $42,700 Building $181,700	$224,400 (+4.37%) Land $42,700 Building $181,700
2022	$2,121.00 Homeowner's exemption	$215,000 Land $42,700 Building $172,300	$215,000 Land $42,700 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 E Hilltop Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 E Hilltop Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20