St. Joseph County property record for 401 E Chicago Rd, White Pigeon, MI 49099
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,238 sqft · built 1900 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,000 (Mar 2010) |
| Tax Bill | $1,967 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-120-001-00 |
| Primary APN | 045-120-001-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,238 sqft Living Area |
| 1st Floor Area | 1,310 sqft |
| Basement Area | 1,166 sqft |
| Unfinished Basement | 1,166 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 149 ft deep x 109 ft wide |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 401 E CHICAGO RD |
|---|---|
| City | WHITE PIGEON |
| State | MI |
| Zip | 49099-8794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2 BLK 1 LAIRDS ADD VIL OF WHITE PIGEON. EXC N 1 FT LOT 1 & EXC E 56 FT LOT 2. |
| Legal Subdivision | LAIRDS ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | WHITE PIGEON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 41400 |
401 E Chicago Rd is owned and occupied by an individual who bought it in March 2010.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 E CHICAGO RD, WHITE PIGEON, MI 49099-8794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2010 · Amount on File |
| Deed Sale | Mar 24, 2010 · Amount on File |
| Prior Sale | Nov 24, 2008 · Amount on File |
| Deed Book / Page | 1567 / 685 |
| Prior Transfer Date | May 28, 1998 |
| Prior Transfer Doc | 0838000706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 401 E CHICAGO RD, WHITE PIGEON, MI 49099-8794 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CALHOUN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2020006538 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020006538 |
| Name | OMNI COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BATTLE CREEK, MI 49016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 401 E Chicago Rd was $1,967 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | White Pigeon Township |
| Municipality | White Pigeon Village |
| Unified School District | White Pigeon Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,500 Land $11,400 Building $98,100 | $219,000 Land $22,800 Building $196,200 | |
| 2025 | $1,967.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 E Chicago Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 E Chicago Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PIGEON serves 1,640 people · EPA ID MI0007070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, Midwest Energy & Communications.
5G (outdoors only) and 4G LTE
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