306 E Chicago Rd, White Pigeon, MI 49099 Property Records

St. Joseph County property record for 306 E Chicago Rd, White Pigeon, MI 49099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,302 sqft · built 1890
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Aug 2018)
Tax Bill	$2,082 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-040-031-00`

Property Details

APN / Parcel Number

Primary APN	`045-040-031-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	5 Stories
Building Area	1,302 sqft Living Area
1st Floor Area	870 sqft
Basement Area	256 sqft
Unfinished Basement	256 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	150 ft deep x 109 ft wide
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 E CHICAGO RD
City	WHITE PIGEON
State	MI
Zip	49099-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 ASSESSORS PLAT NO 1. VIL OF WHITE PIGEON.
Legal Subdivision	SAVERY EXTENSION
Legal Lot Number	81
Jurisdiction	ST JOSEPH MI
Township / Civil Division	WHITE PIGEON
Census Block Group	3
Census Block	3025
Census Tract	41400

Owner

306 E Chicago Rd is owned by an individual who bought it in August 2018.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 197, WHITE PIGEON, MI 49099-0197
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Aug 13, 2018	Warranty Deed, Transfer PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF
Aug 30, 2018	Warranty Deed, Transfer PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF
Mar 1, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Aug 13, 2018 · Amount on File
Deed Book / Page	1928 / 947
Prior Transfer Date	Feb 28, 2017
Prior Transfer Doc	1860/0223
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	306 E CHICAGO RD, WHITE PIGEON, MI 49099-9701
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1933/0984
Date	Oct 4, 2018
Book Page	1933/0984

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 13, 2018
Property Address	306 E CHICAGO RD, WHITE PIGEON, MI 49099-9701
Document Number	1927/0037
Book / Page	1927 / 0037
Map Reference	PL1
Instrument Date	Aug 8, 2018
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68789 DOWAGIAC RD, 68789, WHITE PIGEON, MI 49099-9780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E MICHIGAN AVE, WHITE PIGEON, MI 49099-9027

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 30, 2018
Property Address	306 E CHICAGO RD, WHITE PIGEON, MI 49099-9701
Document Number	1928/0947
Book / Page	1928 / 0947
Map Reference	LB2 PG61
Instrument Date	Aug 8, 2018
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68789 DOWAGIAC RD, 68789, WHITE PIGEON, MI 49099-9780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 187, WHITE PIGEON, MI 49099-0187

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 1, 2017
Property Address	306 E CHICAGO RD, WHITE PIGEON, MI 49099-9701
Document Number	1860/0223
Book / Page	1860 / 0223
Map Reference	LB A PG348
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 N MAIN ST, THREE RIVERS, MI 49093-1422

Tax Assessment & Valuation

The 2025 property tax bill for 306 E Chicago Rd was $2,082.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	White Pigeon Township
Municipality	White Pigeon Village
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,200 (+9.06%) Land $11,400 Building $54,800	$132,400 (+9.06%) Land $22,800 Building $109,600
2025	$2,082.00	$60,700 Land $10,300 Building $50,400	$121,400 Land $20,600 Building $100,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 E Chicago Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 E Chicago Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE PIGEON serves 1,640 people · EPA ID MI0007070
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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