401 E Chapel Hill St, Durham, NC 27701 Property Records

Durham County property record for 401 E Chapel Hill St, Durham, NC 27701

Property Summary

Property TypeCommercial
Details6,168 sqft · built 1922
Lot Size0.069 acres (3,049 sqft)
OwnerOwner Name on Record
Last Sale$440,000 (Dec 2005)
Tax Bill$21,146 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0821-97-6855

Property Details

APN / Parcel Number

Primary APN0821-97-6855
Alternative APNs
  • 0821-97-68-5547
  • 082108976856
  • 102974

Interior

Stories2 Stories
Building Area6,168 sqft Heated Area

Exterior

Year BuiltBuilt 1922
Lot Area3,049 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number082108976856
Street Address401 E CHAPEL HILL ST
CityDURHAM
StateNC
Zip27701-3303
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeDD-C
Legal DescriptionDCBD/BLK#27/LT#12/PROP-RI GSBEE T J/LT#07 & LT#23 PL:00003B-000159
Legal SubdivisionDRHM CTRL BUS DIST
Legal Block27
Legal Lot Number7,12,23
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group2
Census Block2041
Census Tract2200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Durham Historic District
listed 1977 · 100 contributing resources · NRIS 77000998

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing AddressPO BOX 1090, DURHAM, NC 27702-1090

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleDec 22, 2005 · Amount on Record
Deed SaleDec 22, 2005 · Amount on Record
Deed Document Number0005061109
Deed Book / Page5061 / 109
Record UpdatedJun 7, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address401 E CHAPEL HILL ST, DURHAM, NC 27701-3303
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0088160211
DateDec 4, 2019
Book Page8816/211
Instrument2019044786
Lender
NameSELECT BANK & TRUST CO
TypeBank
AddressDUNN, NC 28335
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueDec 3, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,146.00 (+33.92%)$1,992,529 (+74.12%) Land $792,642 Building $1,199,887$1,992,529 (+74.12%) Land $792,642 Building $1,199,887
2023$15,790.00 (+2.22%)$1,144,311 Land $241,758 Building $902,553$1,144,311 Land $241,758 Building $902,553
2022$15,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Google Fiber.

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Nearby Streets

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