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322 E Chapel Hill St, Durham, NC 27701 Property Records

Durham County property record for 322 E Chapel Hill St, Durham, NC 27701

Property Summary

Property TypeCommercial
Details6,171 sqft · built 1920
Lot Size0.05 acres (2,178 sqft)
OwnerCompany Name on Record
Last Sale$184,000 (Aug 2005)
Tax Bill$17,432 (2025)
Deeds & MortgagesOct 2022 Second Mortgage
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN0821-97-4752

Property Details

APN / Parcel Number

Primary APN0821-97-4752
Alternative APNs
  • 0821-97-47-5258
  • 082108974762
  • 102783

Interior

Stories2 Stories
Building Area6,171 sqft Heated Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRow Home
Exterior MaterialBrick
Lot Area2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address322 E CHAPEL HILL ST
CityDURHAM
StateNC
Zip27701-3302
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeDD-C
Legal DescriptionDCBD/BLK#34/LT#01/PROP-RE DEV COMM/BLK:Y/LT#01 DOW PL:000077-000034
Legal SubdivisionDRHM CTRL BUS DIST
Legal Block34,Y
Legal Lot Number1
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group2
Census Block2025
Census Tract2200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Durham Historic District
listed 1977 · 100 contributing resources · NRIS 77000998

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address133 FAYETTEVILLE ST, RALEIGH, NC 27601-1356
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CIVIC FCU
Nov 29, 2017Special Warranty Deed, Transfer · Line of Credit
PINNACLE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2005 · Amount on Record
Deed SaleAug 18, 2005 · Amount on Record
Prior SaleAug 18, 2005 · Amount on Record
Deed Book / Page4919 / 135
Last Transfer DateNov 29, 2017
Transfer Doc0083180612
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address322 E CHAPEL HILL ST, DURHAM, NC 27701-3302
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 FAYETTEVILLE ST 600, 600, RALEIGH, NC 27601-2911

Mortgage

Document Number0097950990
DateOct 6, 2022
Book Page9795/990
Instrument2022039375
Lender
NameCIVIC FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term85 Months
DueNov 1, 2029

November 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDURHAM NC
Recording DateNov 29, 2017
Property Address322 E CHAPEL HILL ST, DURHAM, NC 27701-3302
Document Number0083180612
Book / Page8318 / 612
Instrument DateNov 29, 2017
Instrument2017041978
Transaction TypeTransfer
Record UpdatedAug 30, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address133 FAYETTEVILLE ST, 133, RALEIGH, NC 27601-1356

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 FAYETTEVILLE ST, RALEIGH, NC 27601-1356

Mortgage

Document Number2017041979
DateNov 29, 2017
Instrument2017041979
Lender
NamePINNACLE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,432.00 (+16.42%)$1,642,595 (+51.37%) Land $478,604 Building $1,163,991$1,642,595 (+51.37%) Land $478,604 Building $1,163,991
2023$14,974.00 (+2.23%)$1,085,142 Land $120,225 Building $964,917$1,085,142 Land $120,225 Building $964,917
2022$14,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75

May also be available: AT&T, Frontier, Google Fiber, T-Mobile.

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