401 E Beach Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 401 E Beach Rd, Charlestown, RI 02813

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,304 sqft · built 2008
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,735 (2025)
Flood Zone	Zone VE (high risk)
APN	`2-0770-75`

Property Details

APN / Parcel Number

Primary APN	`2-0770-75`
Alternative APNs	`CHAR M:2 L:580` `M:002 B:580`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,304 sqft Living Area
Gross Area	3,648 sqft
1st Floor Area	960 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2-0770-75
Street Address	401 E BEACH RD
City	CHARLESTOWN
State	RI
Zip	02813-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Lot Number	580
Jurisdiction	CHARLESTOWN RI
Township / Civil Division	CHARLESTOWN
Census Block Group	3
Census Block	3059
Census Tract	51101

Owner

Source: Charlestown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 N MAIN ST, EAST LONGMEADOW, MA 01028-1820
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Charlestown Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,735.00 (+3.31%)	$1,135,700 (-) Land $680,000 Building $455,700	$1,196,862
2023	$6,519.00	$1,135,700 Land $680,000 Building $455,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 282 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	282 in force
Nearby Flood Claims	15 (1998–2021)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20