Charlestown Town property record for 379 E Beach Rd, Charlestown, RI 02813
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 947 sqft · built 1938 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (May 1990) |
| Tax Bill | $5,004 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 2-0302-16 |
| Primary APN | 2-0302-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 947 sqft Living Area |
| Gross Area | 1,723 sqft |
| 1st Floor Area | 947 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Deck Area | Deck Area |
| Account Number | 2-0302-16 |
|---|---|
| Street Address | 379 E BEACH RD |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-1313 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | R2A |
| Legal Lot Number | 512 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 51101 |
Source: Charlestown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 WRIGHT PL, WILBRAHAM, MA 01095-1548 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Jun 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 1990 · Amount on Record |
| Deed Sale | May 21, 1990 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 379 E BEACH RD, CHARLESTOWN, RI 02813-1313 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 446-989 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 446/989 |
| Instrument | 888 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 379 E BEACH RD, CHARLESTOWN, RI 02813-1313 |
| Document Number | 427-140 |
| Book / Page | 000427 / 000140 |
| Instrument Date | Jun 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 379 E BEACH RD CHARLESTOWN RI 028131313, CHARLESTOWN, RI 02813-1313 |
| Document Number | 427-140 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 000427/000140 |
| Instrument | 1005 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2047 |
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,004.00 (+3.3%) | $843,900 (-) Land $666,900 Building $177,000 | $948,756 |
| 2023 | $4,844.00 | $843,900 Land $666,900 Building $177,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 282 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 282 in force |
| Nearby Flood Claims | 15 (1998–2021) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | D06 “Quonochontaug Beach” |
| Unit Type | System Unit |
| Designated | Nov 25, 2024 |
| NFIP Eligibility | Eligible (built 1938) built before the Nov 25, 2025 cutoff |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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