401 E Atwater Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 401 E Atwater Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details1,512 sqft · built 1956
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$188,000 (Oct 1995)
Tax Bill$11,470 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-01-406-051

Property Details

APN / Parcel Number

Primary APN06-01-406-051

Interior

Stories1 Story
Building Area1,512 sqft Living Area
Gross Area2,964 sqft
1st Floor Area1,512 sqft
Basement Area1,452 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions13 ft deep x 8.6 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address401 E ATWATER AVE
CityELMHURST
StateIL
Zip60126-3612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionBRYNHAVEN UNIT 4
Legal SubdivisionBRYNHAVEN
Legal Lot Number355
Legal Unit4
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group3
Census Block3002
Census Tract842800

Owner

401 E Atwater Ave is owned and occupied by two individuals who acquired it in April 2001.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address401 E ATWATER AVE, ELMHURST, IL 60126-3612
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 1995 · Amount on File
Deed SaleOct 10, 1995 · Amount on File
Deed Document Number1995139092
Last Transfer DateApr 26, 2001
Transfer Doc0000105334
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address401 E ATWATER AVE, ELMHURST, IL 60126-3612
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089718
DateAug 30, 2017
InstrumentR2017-089718
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 28, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly
Max Rate21%

Tax Assessment & Valuation

The 2025 property tax bill for 401 E Atwater Ave was $11,470 with a homeowner's exemption, up 3.9% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,470.00 (+3.91%) Homeowner's exemption$206,184 (+7.86%) Land $138,032 Building $68,152$618,552 (+7.86%) Land $414,096 Building $204,456
2024$11,038.00$191,159 Land $127,973 Building $63,186$573,477 Land $383,919 Building $189,558
2022$9,940.00 Homeowner's exemption$169,930 Land $113,760 Building $56,170$509,790 Land $341,280 Building $168,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E Atwater Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1979–1990)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 E Atwater Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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