DuPage County property record for 412 E Atwater Ave, Elmhurst, IL 60126
| Property Type | Single Family Home |
|---|---|
| Details | 2,490 sqft · built 1956 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $825,000 (Dec 2023) |
| Tax Bill | $15,453 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-411-015 |
| Primary APN | 06-01-411-015 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,490 sqft Living Area |
| Gross Area | 3,942 sqft |
| 1st Floor Area | 1,512 sqft |
| 2nd Floor Area | 978 sqft |
| Basement Area | 1,452 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 12.6 ft deep x 7.9 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 412 E ATWATER AVE |
|---|---|
| City | ELMHURST |
| State | IL |
| Zip | 60126-3613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BRYNHAVEN UNIT 3 |
| Legal Subdivision | BRYNHAVEN |
| Legal Lot Number | 289 |
| Legal Unit | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 842800 |
412 E Atwater Ave is owner-occupied and held in a trust since October 2024.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 412 E ATWATER AVE, ELMHURST, IL 60126-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA |
| Jul 29, 2019 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on File |
| Deed Sale | Dec 28, 2023 · Amount on File |
| Prior Sale | Jul 29, 2019 · Amount on File |
| Deed Document Number | 202381983 |
| Last Transfer Date | Oct 14, 2024 |
| Transfer Doc | 0000066024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Dec 28, 2023 |
| Property Address | 412 E ATWATER AVE, ELMHURST, IL 60126-3613 |
| Document Number | 0000081983 |
| Map Reference | DOC 736664 |
| Instrument Date | Dec 7, 2023 |
| Instrument | R2023-081983 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 E ATWATER AVE, ELMHURST, IL 60126-3613 |
| Name | Verified Name |
|---|---|
| Address | 412 E ATWATER AVE, ELMHURST, IL 60126-3613 |
| Document Number | 0000081985 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | R2023-081985 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Max Rate | 12.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 29, 2019 |
| Property Address | 412 E ATWATER AVE, ELMHURST, IL 60126-3613 |
| Document Number | 0000062992 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 62992 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1543 N BOSWORTH AVE CHICAGO IL 606422351, CHICAGO, IL 60642-2351 |
| Document Number | 62993 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 62993 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 412 E Atwater Ave was $15,453.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Elmhurst City |
| Unified School District | Elmhurst School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,453.00 | $275,003 Land $126,566 Building $148,437 | $825,009 Land $379,698 Building $445,311 |
| 2022 | $13,983.00 Homeowner's exemption | $236,610 Land $104,310 Building $132,300 | $709,830 Land $312,930 Building $396,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 412 E Atwater Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1979–1990) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 412 E Atwater Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMHURST serves 45,000 people · EPA ID IL0430350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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