400 E 10th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 400 E 10th St, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$82,000 (May 2019)
Tax Bill$2,926 (2025)
Deeds & MortgagesDec 2022 Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN1134104007

Property Details

APN / Parcel Number

Primary APN1134104007
Alternative APN
  • 99323

Exterior

Lot Area17,424 sqft (0.4 acres)
Lot Dimensions130 ft deep x 133 ft wide

Location & Zoning

Account Number99323
Street Address400 E 10TH ST
CityROCK FALLS
StateIL
Zip61071-1772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARONCINI ADD PT LT A
Legal SubdivisionJAMES A PATTERSONS SUBDIVISION
Legal Lot NumberA
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group2
Census Block2049
Census Tract1500

Owner

Source: Whiteside County assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address400 E 10TH ST, ROCK FALLS, IL 61071-1772
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 14, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 17, 2019 · Amount on Record
Deed SaleMay 17, 2019 · Amount on Record
Deed Document Number20192520
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address400 E 10TH ST, ROCK FALLS, IL 61071-1772
Transaction TypeMortgage
Record UpdatedJan 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007399
DateDec 13, 2022
Instrument2022-07399
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueJan 1, 2063

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address400 E 10TH ST, ROCK FALLS, IL 61071-1772
Transaction TypeMortgage
Record UpdatedApr 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001519
DateMar 14, 2022
Instrument2022-01519
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,926.00$32,644 Land $3,036 Building $29,608
2024$97,932 Land $9,108 Building $88,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1988)
Most Recent ClaimJan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Air Wireless
Fiber
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: JAB Wireless, Verizon.

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