401 Cuddy Ct, Naples, FL 34103 Property Records

Collier County property record for 401 Cuddy Ct, Naples, FL 34103 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3,014 sqft · built 2004
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Company Names on File
Last Sale	$2,300,000 (Nov 2020)
Tax Bill	$29,407 (2025)
Deeds & Mortgages	Jan 2024 Transfer Apr 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`088600 Q 414A21`

Property Details

APN / Parcel Number

Primary APN	`088600 Q 414A21`
Alternative APNs	`13036880003023700Q414` `13036880003`

Interior

Stories	2 Stories
Building Area	3,014 sqft Living Area
Gross Area	4,319 sqft
1st Floor Area	3,014 sqft

Exterior

Year Built	Built 2004
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	151 ft deep x 97 ft wide
Pool Type	Pool with Hot Tub/Spa
Pool Area	512 sqft
Deck Area	1,316 sqft

Location & Zoning

Account Number	088600 Q 414A21
Old Parcel Number	13036880003023700Q414
Street Address	401 CUDDY CT
City	NAPLES
State	FL
Zip	34103-4074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOORINGS UNIT 7 BLK Q LOT 41
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 7
Legal Tract	88600
Legal Block	Q
Legal Lot Number	41
Legal Unit	7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	301

Owner

Source: Collier County records · APN 088600 Q 414A21

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	432 BRIARWYCK DR, BALLWIN, MO 63011-2424
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Nov 03, 2020	Warranty Deed, Transfer STIFEL BK&TR
Sep 24, 2018	Warranty Deed, Transfer · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Nov 03, 2020 · Amount on Record
Deed Sale	Nov 03, 2020 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	0058391868
Deed Book / Page	005839 / 001868
Last Transfer Date	Jan 03, 2024
Transfer Doc	0063183646
Record Updated	Jun 08, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 03, 2024
Property Address	401 CUDDY CT, NAPLES, FL 34103-4074
Document Number	0063183646
Book / Page	6318 / 3646
Map Reference	MB 8 PG 27&28
Instrument Date	Dec 18, 2023
Instrument	6493459
Transaction Type	Transfer
Record Updated	Feb 01, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 BRIARWYCK DR, BALLWIN, MO 63011-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	432 BRIARWYCK DR, BALLWIN, MO 63011-2424

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	401 CUDDY CT, NAPLES, FL 34103-4074
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 BRIARWYCK DR, BALLWIN, MO 63011-2424

Mortgage

Document Number	0061072212
Date	Apr 04, 2022
Book Page	6107/2212
Instrument	6230638

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2037

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 03, 2020
Property Address	401 CUDDY CT, NAPLES, FL 34103-4074
Document Number	0058391868
Book / Page	005839 / 001868
Instrument Date	Nov 02, 2020
Instrument	5948118
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$16,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	432 BRIARWYCK DR BALLWIN MO 630112424, BALLWIN, MO 63011-2424

Mortgage

Document Number	58391870
Date	Nov 03, 2020
Book Page	005839/001870
Instrument	5948119

Lender

Name	STIFEL BK&TR
Type	Bank
Address	12655 OLIVE BLVD # 250, ST LOUIS, MO 63141-6343

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 02, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 24, 2018
Property Address	401 CUDDY CT, NAPLES, FL 34103-4074
Document Number	0055551228
Book / Page	5555 / 1228
Map Reference	MB8 PG27&28
Instrument Date	Sep 20, 2018
Instrument	5615656
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$13,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3430 GULF SHORE BLVD N # N3D, 3430, NAPLES, FL 34103-3681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3838 TAMIAMI TRL N STE 416, 416, NAPLES, FL 34103-3586

Mortgage

Document Number	0005615657
Date	Sep 24, 2018
Instrument	5615657

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2023

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,407.00 (-1.8%)	$3,239,235 (+21%)	$3,259,927 (-16.03%) Land $1,992,900 Building $1,267,027
2023	$29,945.00 (+9.89%)	$2,677,054 (+1%)	$3,882,257 (+21.59%) Land $2,130,870 Building $1,751,387
2022	$27,250.00	$2,433,685	$3,192,920 Land $1,625,747 Building $1,567,173

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210003012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 243 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	782 units insured 539 under condo master policies
Nearby Flood Claims	286 (1985–2024)
Claims Outside the SFHA	4 of 286
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 121 claims Hurricane Ian, Sep 2022 · 108 claims Hurricane Irma, Sep 2017 · 24 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Hotwire Communications, Orlando Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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