260 Cuddy Ct, Naples, FL 34103 Property Records

Collier County property record for 260 Cuddy Ct, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	3,438 sqft · built 2001
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Last Sale	$6,875,000 (Dec 2021)
Tax Bill	$36,920 (2025)
Deeds & Mortgages	Oct 2023 Transfer May 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`088600 Q 294A21`

Property Details

APN / Parcel Number

Primary APN	`088600 Q 294A21`
Alternative APNs	`13036400001023700Q294` `13036400001`

Interior

Stories	2 Stories
Building Area	3,438 sqft Living Area
1st Floor Area	3,438 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Waterfront
Pool Area	420 sqft
Deck Area	348 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	260 CUDDY CT
City	NAPLES
State	FL
Zip	34103-4062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 7 BLK Q LOT 29
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 7
Legal Tract	088600
Legal Block	Q
Legal Lot Number	29
Legal Unit	7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	301

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1040 CHANCERY LN S, NASHVILLE, TN 37215-4524
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 30, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 16, 2021	Warranty Deed, Transfer · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST
Apr 5, 2018	Loan Modification, Mortgage PROFESSIONAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	20216182813
Deed Book / Page	6064 / 2054
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Oct 10, 2023
Property Address	260 CUDDY CT, NAPLES, FL 34103-4062
Document Number	0062952499
Book / Page	6295 / 2499
Map Reference	MB 8 PG 27&28
Instrument Date	Oct 3, 2023
Instrument	6463077
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 CHANCERY LN S, NASHVILLE, TN 37215-4524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CHANCERY LN S, NASHVILLE, TN 37215-4524

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	260 CUDDY CT, NAPLES, FL 34103-4062
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CHANCERY LN S, NASHVILLE, TN 37215-4524

Mortgage

Document Number	0061272490
Date	May 16, 2022
Book Page	6127/2490
Instrument	6253240

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 30, 2021
Property Address	260 CUDDY CT, NAPLES, FL 34103-4062
Document Number	0060642054
Book / Page	6064 / 2054
Map Reference	MB 8 PG 27&28
Instrument Date	Dec 14, 2021
Instrument	6182813
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$48,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2614 TAMIAMI TRL N # N603, 2614, NAPLES, FL 34103-4409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 CHANCERY LN S, NASHVILLE, TN 37215-4524

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 16, 2021
Property Address	260 CUDDY CT, NAPLES, FL 34103-4062
Document Number	0059652054
Book / Page	5965 / 2054
Map Reference	MB 8 PG 27&28
Instrument Date	Jun 15, 2021
Instrument	6078688
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 S DIXIE HWY # HWY100, 134, HALLANDALE BEACH, FL 33009-5407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 CUDDY CT, NAPLES, FL 34103-4062

Mortgage

Document Number	0059652056
Date	Jun 16, 2021
Book Page	5965/2056
Instrument	6078689

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	NAPLES, FL 34108

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2051

Interest

Rate Type	Adjustable Rate

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	260 CUDDY CT, NAPLES, FL 34103-4062
Document Number	0054982936
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	134 S DIXIE HWY #100 HALLANDALE BEACH FL 330095407, 100, HALLANDALE BEACH, FL 33009-5407

Mortgage

Document Number	0054982936
Date	Apr 17, 2018
Book Page	005498/002936
Instrument	5541234

Lender

Name	PROFESSIONAL BK
Type	Bank
Address	396 ALHAMBRA CIR # 255, CORAL GABLES, FL 33134-5045

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,085,251 (+0.29%) Land $3,327,369 Building $757,882	$4,085,251 (+0.29%) Land $3,327,369 Building $757,882
2025	$36,920.00 (-43.84%)	$4,073,354 (-37.89%) Land $3,327,369 Building $745,985	$4,073,354 (-47.21%) Land $3,327,369 Building $745,985
2023	$65,741.00 (+12.3%)	$6,558,388 (+1%)	$7,716,388 (+29.42%) Land $5,379,262 Building $2,337,126
2022	$58,541.00	$5,962,171 Land $3,868,871 Building $2,093,300	$5,962,171 Land $3,868,871 Building $2,093,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	782 units insured incl. 539 condo units
Nearby Flood Claims	286 (1985–2024)
Claims Outside the SFHA	4 of 286
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 121 claims Hurricane Ian, Sep 2022 · 108 claims Hurricane Irma, Sep 2017 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Summit Broadband.

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