401 Cocopa Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 401 Cocopa Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,952 sqft · built 2017
Lot Size	0.337 acres (14,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2020)
Tax Bill	$7,273 (2026)
Deeds & Mortgages	May 2017 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7800-001-00307`

Property Details

APN / Parcel Number

Primary APN	`7800-001-00307`
Alternative APN	`153000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,952 sqft Living Area
Gross Area	3,199 sqft
1st Floor Area	1,952 sqft
2nd Floor Area	360 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,675 sqft (0.337 acres)
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7800-001-00307
Street Address	401 COCOPA DR
City	GAINESVILLE
State	TX
Zip	76240-9287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE KIOWA MAP 9; LOT 307
Legal Subdivision	LAKE KIOWA MAP 9
Legal Lot Number	307
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	1
Census Block	1001
Census Tract	701

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 COCOPA DR, GAINESVILLE, TX 76240-9287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK
Aug 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Apr 17, 2017
Deed Document Number	20206355
Deed Book / Page	2353 / 138
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	2353/138
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	401 COCOPA DR, LAKE KIOWA, TX 76240-9287
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2133/226
Date	May 23, 2017
Book Page	2133/226
Instrument	00074558

Lender

Name	PROSPERITY BANK
Type	Bank
Address	ROANOKE, TX 76262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	312 Months
Due	May 22, 2043

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOKE TX
Recording Date	Aug 14, 2020
Property Address	401 COCOPA DR, LAKE KIOWA, TX 76240-9287
Document Number	2353/138
Book / Page	2353 / 138
Map Reference	CAB B SL 172
Instrument Date	Jul 27, 2020
Instrument	2020-06355
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	NOT AVAILABLE, SOLIDIFI

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 COCOPA DR, GAINESVILLE, TX 76240-9287

Mortgage

Document Number	202006356
Date	Aug 14, 2020
Instrument	2020-06356

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,273.00 (+187.36%) Homeowner's exemption Senior Citizen's exemption	$525,342 (+2.31%) Land $79,109 Building $446,233	$525,342 (-0.8%) Land $79,109 Building $446,233
2025	$2,531.00 (-21.76%) Homeowner's exemption Senior Citizen's exemption	$513,480 (+21%) Land $79,109 Building $450,483	$529,592 (-1.64%) Land $79,109 Building $450,483
2024	$3,235.00 (-32.91%)
2023		$424,364 Land $52,739 Building $485,670	$538,409 Land $52,739 Building $485,670
2022	$4,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE KIOWA SUD serves 2,848 people · EPA ID TX0490016
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Element8.

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