Bristol Town property record for 401 Chestnut St, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,599 sqft · built 1973 |
| Lot Size | 0.388 acres (16,893 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $316,500 (Sep 2019) |
| Tax Bill | $5,563 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0059-70 |
| Primary APN | 50-0059-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,599 sqft Living Area |
| Gross Area | 2,848 sqft |
| Basement Area | 1,529 sqft |
| Unfinished Basement | 1,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,893 sqft (0.388 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 50-0059-70 |
|---|---|
| Street Address | 401 CHESTNUT ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-3920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Lot Number | 17 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30902 |
401 Chestnut St is owned and occupied by two individuals who bought it in September 2019.
Source: Bristol Town records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 CHESTNUT ST, BRISTOL, RI 02809-3920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CENTREVILLE BANK |
| Aug 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT |
| Sep 16, 2019 | Warranty Deed, Transfer BANKNEWPORT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on File |
| Deed Sale | Sep 16, 2019 · Amount on File |
| Prior Sale | Jan 31, 2014 · Amount on File |
| Deed Book / Page | 1997 / 115 |
| Transfer Doc | 1531-80 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 401 CHESTNUT ST, BRISTOL, RI 02809-3920 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002204-158 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 2204/158 |
| Instrument | 4286 |
| Name | CENTREVILLE BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 401 CHESTNUT ST, BRISTOL, RI 02809-3920 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002125-286 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 2125/286 |
| Instrument | 12123 |
| Name | BANKNEWPORT |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Sep 16, 2019 |
| Property Address | 401 CHESTNUT ST, BRISTOL, RI 02809-3920 |
| Document Number | 1997-115 |
| Book / Page | 001997 / 000115 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 CHESTNUT ST BRISTOL RI 028093920, BRISTOL, RI 02809-3920 |
| Document Number | 1997-117 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 001997/000117 |
| Name | BANKNEWPORT |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2049 |
The 2026 property tax bill for 401 Chestnut St was $5,563, up 18.4% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,563.00 (+18.44%) | |
| 2025 | $4,697.00 | $339,900 Land $175,700 Building $164,200 |
| 2023 | $4,541.00 (+2.76%) | $339,900 (-) Land $175,700 Building $164,200 |
| 2022 | $4,419.00 | $339,900 Land $175,700 Building $164,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 401 Chestnut St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 9 (2006–2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable · Fiber in parts of the area | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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